LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,879
−HK$4,319/mo
▼ 0.25% · 3.875%
HK$71,022
−HK$2,176/mo
Today · 4.125%
HK$73,198
baseline
▲ 0.50% · 4.625%
HK$77,652
+HK$4,454/mo
Deposit HK$15.10M · loan HK$15.10M · min. income ≈ HK$146,396/mo (50% DSR)
Upfront cash ≈ HK$16.39M (deposit + AVD stamp duty HK$1,283,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,627
−HK$4,140/mo
▼ 0.25% · 3.875%
HK$78,682
−HK$2,085/mo
Today · 4.125%
HK$80,767
baseline
▲ 0.50% · 4.625%
HK$85,025
+HK$4,258/mo
Deposit HK$15.10M · loan HK$15.10M · min. income ≈ HK$161,534/mo (50% DSR)
Upfront cash ≈ HK$16.39M (deposit + AVD stamp duty HK$1,283,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,655
−HK$5,183/mo
▼ 0.25% · 3.875%
HK$85,226
−HK$2,612/mo
Today · 4.125%
HK$87,838
baseline
▲ 0.50% · 4.625%
HK$93,183
+HK$5,345/mo
Deposit HK$12.08M · loan HK$18.12M · min. income ≈ HK$175,676/mo (50% DSR)
Upfront cash ≈ HK$13.37M (deposit + AVD stamp duty HK$1,283,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,953
−HK$4,968/mo
▼ 0.25% · 3.875%
HK$94,419
−HK$2,502/mo
Today · 4.125%
HK$96,921
baseline
▲ 0.50% · 4.625%
HK$102,029
+HK$5,108/mo
Deposit HK$12.08M · loan HK$18.12M · min. income ≈ HK$193,842/mo (50% DSR)
Upfront cash ≈ HK$13.37M (deposit + AVD stamp duty HK$1,283,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,431
−HK$6,047/mo
▼ 0.25% · 3.875%
HK$99,430
−HK$3,048/mo
Today · 4.125%
HK$102,478
baseline
▲ 0.50% · 4.625%
HK$108,713
+HK$6,235/mo
Deposit HK$9.06M · loan HK$21.14M · min. income ≈ HK$204,956/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$1,283,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,278
−HK$5,796/mo
▼ 0.25% · 3.875%
HK$110,155
−HK$2,919/mo
Today · 4.125%
HK$113,074
baseline
▲ 0.50% · 4.625%
HK$119,034
+HK$5,960/mo
Deposit HK$9.06M · loan HK$21.14M · min. income ≈ HK$226,148/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$1,283,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,982
−HK$7,775/mo
▼ 0.25% · 3.875%
HK$127,839
−HK$3,918/mo
Today · 4.125%
HK$131,757
baseline
▲ 0.50% · 4.625%
HK$139,774
+HK$8,017/mo
Deposit HK$3.02M · loan HK$27.19M · min. income ≈ HK$263,514/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$1,283,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,929
−HK$7,452/mo
▼ 0.25% · 3.875%
HK$141,628
−HK$3,753/mo
Today · 4.125%
HK$145,381
baseline
▲ 0.50% · 4.625%
HK$153,044
+HK$7,663/mo
Deposit HK$3.02M · loan HK$27.19M · min. income ≈ HK$290,762/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$1,283,786 · Scale 2, in force from 26 Feb 2026)