LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,895
−HK$4,321/mo
▼ 0.25% · 3.875%
HK$71,038
−HK$2,178/mo
Today · 4.125%
HK$73,216
baseline
▲ 0.50% · 4.625%
HK$77,671
+HK$4,455/mo
Deposit HK$15.11M · loan HK$15.11M · min. income ≈ HK$146,432/mo (50% DSR)
Upfront cash ≈ HK$16.39M (deposit + AVD stamp duty HK$1,284,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,645
−HK$4,141/mo
▼ 0.25% · 3.875%
HK$78,701
−HK$2,085/mo
Today · 4.125%
HK$80,786
baseline
▲ 0.50% · 4.625%
HK$85,045
+HK$4,259/mo
Deposit HK$15.11M · loan HK$15.11M · min. income ≈ HK$161,572/mo (50% DSR)
Upfront cash ≈ HK$16.39M (deposit + AVD stamp duty HK$1,284,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,674
−HK$5,185/mo
▼ 0.25% · 3.875%
HK$85,246
−HK$2,613/mo
Today · 4.125%
HK$87,859
baseline
▲ 0.50% · 4.625%
HK$93,205
+HK$5,346/mo
Deposit HK$12.09M · loan HK$18.13M · min. income ≈ HK$175,718/mo (50% DSR)
Upfront cash ≈ HK$13.37M (deposit + AVD stamp duty HK$1,284,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,974
−HK$4,969/mo
▼ 0.25% · 3.875%
HK$94,441
−HK$2,502/mo
Today · 4.125%
HK$96,943
baseline
▲ 0.50% · 4.625%
HK$102,053
+HK$5,110/mo
Deposit HK$12.09M · loan HK$18.13M · min. income ≈ HK$193,886/mo (50% DSR)
Upfront cash ≈ HK$13.37M (deposit + AVD stamp duty HK$1,284,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,453
−HK$6,049/mo
▼ 0.25% · 3.875%
HK$99,454
−HK$3,048/mo
Today · 4.125%
HK$102,502
baseline
▲ 0.50% · 4.625%
HK$108,739
+HK$6,237/mo
Deposit HK$9.06M · loan HK$21.15M · min. income ≈ HK$205,004/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$1,284,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,303
−HK$5,798/mo
▼ 0.25% · 3.875%
HK$110,181
−HK$2,920/mo
Today · 4.125%
HK$113,101
baseline
▲ 0.50% · 4.625%
HK$119,062
+HK$5,961/mo
Deposit HK$9.06M · loan HK$21.15M · min. income ≈ HK$226,202/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$1,284,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,011
−HK$7,777/mo
▼ 0.25% · 3.875%
HK$127,869
−HK$3,919/mo
Today · 4.125%
HK$131,788
baseline
▲ 0.50% · 4.625%
HK$139,807
+HK$8,019/mo
Deposit HK$3.02M · loan HK$27.19M · min. income ≈ HK$263,576/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$1,284,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,962
−HK$7,453/mo
▼ 0.25% · 3.875%
HK$141,662
−HK$3,753/mo
Today · 4.125%
HK$145,415
baseline
▲ 0.50% · 4.625%
HK$153,080
+HK$7,665/mo
Deposit HK$3.02M · loan HK$27.19M · min. income ≈ HK$290,830/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$1,284,088 · Scale 2, in force from 26 Feb 2026)