LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,899
−HK$4,320/mo
▼ 0.25% · 3.875%
HK$71,042
−HK$2,177/mo
Today · 4.125%
HK$73,219
baseline
▲ 0.50% · 4.625%
HK$77,675
+HK$4,456/mo
Deposit HK$15.11M · loan HK$15.11M · min. income ≈ HK$146,438/mo (50% DSR)
Upfront cash ≈ HK$16.39M (deposit + AVD stamp duty HK$1,284,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,649
−HK$4,141/mo
▼ 0.25% · 3.875%
HK$78,705
−HK$2,085/mo
Today · 4.125%
HK$80,790
baseline
▲ 0.50% · 4.625%
HK$85,049
+HK$4,259/mo
Deposit HK$15.11M · loan HK$15.11M · min. income ≈ HK$161,580/mo (50% DSR)
Upfront cash ≈ HK$16.39M (deposit + AVD stamp duty HK$1,284,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,679
−HK$5,184/mo
▼ 0.25% · 3.875%
HK$85,250
−HK$2,613/mo
Today · 4.125%
HK$87,863
baseline
▲ 0.50% · 4.625%
HK$93,210
+HK$5,347/mo
Deposit HK$12.09M · loan HK$18.13M · min. income ≈ HK$175,726/mo (50% DSR)
Upfront cash ≈ HK$13.37M (deposit + AVD stamp duty HK$1,284,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,979
−HK$4,969/mo
▼ 0.25% · 3.875%
HK$94,446
−HK$2,502/mo
Today · 4.125%
HK$96,948
baseline
▲ 0.50% · 4.625%
HK$102,059
+HK$5,111/mo
Deposit HK$12.09M · loan HK$18.13M · min. income ≈ HK$193,896/mo (50% DSR)
Upfront cash ≈ HK$13.37M (deposit + AVD stamp duty HK$1,284,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,458
−HK$6,049/mo
▼ 0.25% · 3.875%
HK$99,459
−HK$3,048/mo
Today · 4.125%
HK$102,507
baseline
▲ 0.50% · 4.625%
HK$108,744
+HK$6,237/mo
Deposit HK$9.06M · loan HK$21.15M · min. income ≈ HK$205,014/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$1,284,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,309
−HK$5,797/mo
▼ 0.25% · 3.875%
HK$110,187
−HK$2,919/mo
Today · 4.125%
HK$113,106
baseline
▲ 0.50% · 4.625%
HK$119,068
+HK$5,962/mo
Deposit HK$9.06M · loan HK$21.15M · min. income ≈ HK$226,212/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$1,284,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,018
−HK$7,777/mo
▼ 0.25% · 3.875%
HK$127,876
−HK$3,919/mo
Today · 4.125%
HK$131,795
baseline
▲ 0.50% · 4.625%
HK$139,814
+HK$8,019/mo
Deposit HK$3.02M · loan HK$27.19M · min. income ≈ HK$263,590/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$1,284,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,969
−HK$7,454/mo
▼ 0.25% · 3.875%
HK$141,669
−HK$3,754/mo
Today · 4.125%
HK$145,423
baseline
▲ 0.50% · 4.625%
HK$153,088
+HK$7,665/mo
Deposit HK$3.02M · loan HK$27.19M · min. income ≈ HK$290,846/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$1,284,154 · Scale 2, in force from 26 Feb 2026)