LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,904
−HK$4,321/mo
▼ 0.25% · 3.875%
HK$71,048
−HK$2,177/mo
Today · 4.125%
HK$73,225
baseline
▲ 0.50% · 4.625%
HK$77,681
+HK$4,456/mo
Deposit HK$15.11M · loan HK$15.11M · min. income ≈ HK$146,450/mo (50% DSR)
Upfront cash ≈ HK$16.39M (deposit + AVD stamp duty HK$1,284,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,655
−HK$4,142/mo
▼ 0.25% · 3.875%
HK$78,711
−HK$2,086/mo
Today · 4.125%
HK$80,797
baseline
▲ 0.50% · 4.625%
HK$85,056
+HK$4,259/mo
Deposit HK$15.11M · loan HK$15.11M · min. income ≈ HK$161,594/mo (50% DSR)
Upfront cash ≈ HK$16.39M (deposit + AVD stamp duty HK$1,284,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,685
−HK$5,185/mo
▼ 0.25% · 3.875%
HK$85,257
−HK$2,613/mo
Today · 4.125%
HK$87,870
baseline
▲ 0.50% · 4.625%
HK$93,217
+HK$5,347/mo
Deposit HK$12.09M · loan HK$18.13M · min. income ≈ HK$175,740/mo (50% DSR)
Upfront cash ≈ HK$13.37M (deposit + AVD stamp duty HK$1,284,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,986
−HK$4,970/mo
▼ 0.25% · 3.875%
HK$94,453
−HK$2,503/mo
Today · 4.125%
HK$96,956
baseline
▲ 0.50% · 4.625%
HK$102,067
+HK$5,111/mo
Deposit HK$12.09M · loan HK$18.13M · min. income ≈ HK$193,912/mo (50% DSR)
Upfront cash ≈ HK$13.37M (deposit + AVD stamp duty HK$1,284,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,466
−HK$6,049/mo
▼ 0.25% · 3.875%
HK$99,467
−HK$3,048/mo
Today · 4.125%
HK$102,515
baseline
▲ 0.50% · 4.625%
HK$108,753
+HK$6,238/mo
Deposit HK$9.07M · loan HK$21.15M · min. income ≈ HK$205,030/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$1,284,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,317
−HK$5,798/mo
▼ 0.25% · 3.875%
HK$110,196
−HK$2,919/mo
Today · 4.125%
HK$113,115
baseline
▲ 0.50% · 4.625%
HK$119,078
+HK$5,963/mo
Deposit HK$9.07M · loan HK$21.15M · min. income ≈ HK$226,230/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$1,284,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,028
−HK$7,777/mo
▼ 0.25% · 3.875%
HK$127,886
−HK$3,919/mo
Today · 4.125%
HK$131,805
baseline
▲ 0.50% · 4.625%
HK$139,825
+HK$8,020/mo
Deposit HK$3.02M · loan HK$27.20M · min. income ≈ HK$263,610/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$1,284,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,980
−HK$7,454/mo
▼ 0.25% · 3.875%
HK$141,680
−HK$3,754/mo
Today · 4.125%
HK$145,434
baseline
▲ 0.50% · 4.625%
HK$153,100
+HK$7,666/mo
Deposit HK$3.02M · loan HK$27.20M · min. income ≈ HK$290,868/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$1,284,256 · Scale 2, in force from 26 Feb 2026)