LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,929
−HK$4,322/mo
▼ 0.25% · 3.875%
HK$71,073
−HK$2,178/mo
Today · 4.125%
HK$73,251
baseline
▲ 0.50% · 4.625%
HK$77,708
+HK$4,457/mo
Deposit HK$15.11M · loan HK$15.11M · min. income ≈ HK$146,502/mo (50% DSR)
Upfront cash ≈ HK$16.40M (deposit + AVD stamp duty HK$1,284,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,683
−HK$4,143/mo
▼ 0.25% · 3.875%
HK$78,739
−HK$2,087/mo
Today · 4.125%
HK$80,826
baseline
▲ 0.50% · 4.625%
HK$85,086
+HK$4,260/mo
Deposit HK$15.11M · loan HK$15.11M · min. income ≈ HK$161,652/mo (50% DSR)
Upfront cash ≈ HK$16.40M (deposit + AVD stamp duty HK$1,284,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,715
−HK$5,187/mo
▼ 0.25% · 3.875%
HK$85,288
−HK$2,614/mo
Today · 4.125%
HK$87,902
baseline
▲ 0.50% · 4.625%
HK$93,250
+HK$5,348/mo
Deposit HK$12.09M · loan HK$18.14M · min. income ≈ HK$175,804/mo (50% DSR)
Upfront cash ≈ HK$13.38M (deposit + AVD stamp duty HK$1,284,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,019
−HK$4,972/mo
▼ 0.25% · 3.875%
HK$94,487
−HK$2,504/mo
Today · 4.125%
HK$96,991
baseline
▲ 0.50% · 4.625%
HK$102,103
+HK$5,112/mo
Deposit HK$12.09M · loan HK$18.14M · min. income ≈ HK$193,982/mo (50% DSR)
Upfront cash ≈ HK$13.38M (deposit + AVD stamp duty HK$1,284,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,500
−HK$6,052/mo
▼ 0.25% · 3.875%
HK$99,502
−HK$3,050/mo
Today · 4.125%
HK$102,552
baseline
▲ 0.50% · 4.625%
HK$108,792
+HK$6,240/mo
Deposit HK$9.07M · loan HK$21.16M · min. income ≈ HK$205,104/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$1,284,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,356
−HK$5,800/mo
▼ 0.25% · 3.875%
HK$110,235
−HK$2,921/mo
Today · 4.125%
HK$113,156
baseline
▲ 0.50% · 4.625%
HK$119,120
+HK$5,964/mo
Deposit HK$9.07M · loan HK$21.16M · min. income ≈ HK$226,312/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$1,284,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,072
−HK$7,780/mo
▼ 0.25% · 3.875%
HK$127,931
−HK$3,921/mo
Today · 4.125%
HK$131,852
baseline
▲ 0.50% · 4.625%
HK$139,875
+HK$8,023/mo
Deposit HK$3.02M · loan HK$27.21M · min. income ≈ HK$263,704/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$1,284,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,029
−HK$7,457/mo
▼ 0.25% · 3.875%
HK$141,731
−HK$3,755/mo
Today · 4.125%
HK$145,486
baseline
▲ 0.50% · 4.625%
HK$153,155
+HK$7,669/mo
Deposit HK$3.02M · loan HK$27.21M · min. income ≈ HK$290,972/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$1,284,714 · Scale 2, in force from 26 Feb 2026)