LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,981
−HK$4,326/mo
▼ 0.25% · 3.875%
HK$71,127
−HK$2,180/mo
Today · 4.125%
HK$73,307
baseline
▲ 0.50% · 4.625%
HK$77,767
+HK$4,460/mo
Deposit HK$15.13M · loan HK$15.13M · min. income ≈ HK$146,614/mo (50% DSR)
Upfront cash ≈ HK$16.41M (deposit + AVD stamp duty HK$1,285,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,741
−HK$4,146/mo
▼ 0.25% · 3.875%
HK$78,799
−HK$2,088/mo
Today · 4.125%
HK$80,887
baseline
▲ 0.50% · 4.625%
HK$85,150
+HK$4,263/mo
Deposit HK$15.13M · loan HK$15.13M · min. income ≈ HK$161,774/mo (50% DSR)
Upfront cash ≈ HK$16.41M (deposit + AVD stamp duty HK$1,285,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,777
−HK$5,191/mo
▼ 0.25% · 3.875%
HK$85,352
−HK$2,616/mo
Today · 4.125%
HK$87,968
baseline
▲ 0.50% · 4.625%
HK$93,321
+HK$5,353/mo
Deposit HK$12.10M · loan HK$18.15M · min. income ≈ HK$175,936/mo (50% DSR)
Upfront cash ≈ HK$13.39M (deposit + AVD stamp duty HK$1,285,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,089
−HK$4,975/mo
▼ 0.25% · 3.875%
HK$94,559
−HK$2,505/mo
Today · 4.125%
HK$97,064
baseline
▲ 0.50% · 4.625%
HK$102,181
+HK$5,117/mo
Deposit HK$12.10M · loan HK$18.15M · min. income ≈ HK$194,128/mo (50% DSR)
Upfront cash ≈ HK$13.39M (deposit + AVD stamp duty HK$1,285,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,573
−HK$6,056/mo
▼ 0.25% · 3.875%
HK$99,577
−HK$3,052/mo
Today · 4.125%
HK$102,629
baseline
▲ 0.50% · 4.625%
HK$108,874
+HK$6,245/mo
Deposit HK$9.08M · loan HK$21.18M · min. income ≈ HK$205,258/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$1,285,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,437
−HK$5,804/mo
▼ 0.25% · 3.875%
HK$110,318
−HK$2,923/mo
Today · 4.125%
HK$113,241
baseline
▲ 0.50% · 4.625%
HK$119,211
+HK$5,970/mo
Deposit HK$9.08M · loan HK$21.18M · min. income ≈ HK$226,482/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$1,285,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,166
−HK$7,786/mo
▼ 0.25% · 3.875%
HK$128,028
−HK$3,924/mo
Today · 4.125%
HK$131,952
baseline
▲ 0.50% · 4.625%
HK$139,981
+HK$8,029/mo
Deposit HK$3.03M · loan HK$27.23M · min. income ≈ HK$263,904/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$1,285,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,133
−HK$7,463/mo
▼ 0.25% · 3.875%
HK$141,838
−HK$3,758/mo
Today · 4.125%
HK$145,596
baseline
▲ 0.50% · 4.625%
HK$153,271
+HK$7,675/mo
Deposit HK$3.03M · loan HK$27.23M · min. income ≈ HK$291,192/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$1,285,687 · Scale 2, in force from 26 Feb 2026)