LTV · monthly repayment
▼ 0.50% · 3.625%
HK$690,040
−HK$43,272/mo
▼ 0.25% · 3.875%
HK$711,504
−HK$21,808/mo
Today · 4.125%
HK$733,312
baseline
▲ 0.50% · 4.625%
HK$777,932
+HK$44,620/mo
Deposit HK$151.31M · loan HK$151.31M · min. income ≈ HK$1,466,624/mo (50% DSR)
Upfront cash ≈ HK$170.98M (deposit + AVD stamp duty HK$19,669,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$767,663
−HK$41,474/mo
▼ 0.25% · 3.875%
HK$788,251
−HK$20,886/mo
Today · 4.125%
HK$809,137
baseline
▲ 0.50% · 4.625%
HK$851,788
+HK$42,651/mo
Deposit HK$151.31M · loan HK$151.31M · min. income ≈ HK$1,618,274/mo (50% DSR)
Upfront cash ≈ HK$170.98M (deposit + AVD stamp duty HK$19,669,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$828,048
−HK$51,926/mo
▼ 0.25% · 3.875%
HK$853,805
−HK$26,169/mo
Today · 4.125%
HK$879,974
baseline
▲ 0.50% · 4.625%
HK$933,519
+HK$53,545/mo
Deposit HK$121.05M · loan HK$181.57M · min. income ≈ HK$1,759,948/mo (50% DSR)
Upfront cash ≈ HK$140.72M (deposit + AVD stamp duty HK$19,669,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$921,195
−HK$49,770/mo
▼ 0.25% · 3.875%
HK$945,901
−HK$25,064/mo
Today · 4.125%
HK$970,965
baseline
▲ 0.50% · 4.625%
HK$1,022,146
+HK$51,181/mo
Deposit HK$121.05M · loan HK$181.57M · min. income ≈ HK$1,941,930/mo (50% DSR)
Upfront cash ≈ HK$140.72M (deposit + AVD stamp duty HK$19,669,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$966,056
−HK$60,581/mo
▼ 0.25% · 3.875%
HK$996,106
−HK$30,531/mo
Today · 4.125%
HK$1,026,637
baseline
▲ 0.50% · 4.625%
HK$1,089,105
+HK$62,468/mo
Deposit HK$90.78M · loan HK$211.83M · min. income ≈ HK$2,053,274/mo (50% DSR)
Upfront cash ≈ HK$110.45M (deposit + AVD stamp duty HK$19,669,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,074,728
−HK$58,064/mo
▼ 0.25% · 3.875%
HK$1,103,552
−HK$29,240/mo
Today · 4.125%
HK$1,132,792
baseline
▲ 0.50% · 4.625%
HK$1,192,503
+HK$59,711/mo
Deposit HK$90.78M · loan HK$211.83M · min. income ≈ HK$2,265,584/mo (50% DSR)
Upfront cash ≈ HK$110.45M (deposit + AVD stamp duty HK$19,669,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,242,072
−HK$77,889/mo
▼ 0.25% · 3.875%
HK$1,280,708
−HK$39,253/mo
Today · 4.125%
HK$1,319,961
baseline
▲ 0.50% · 4.625%
HK$1,400,278
+HK$80,317/mo
Deposit HK$30.26M · loan HK$272.35M · min. income ≈ HK$2,639,922/mo (50% DSR)
Upfront cash ≈ HK$49.93M (deposit + AVD stamp duty HK$19,669,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,381,793
−HK$74,654/mo
▼ 0.25% · 3.875%
HK$1,418,852
−HK$37,595/mo
Today · 4.125%
HK$1,456,447
baseline
▲ 0.50% · 4.625%
HK$1,533,218
+HK$76,771/mo
Deposit HK$30.26M · loan HK$272.35M · min. income ≈ HK$2,912,894/mo (50% DSR)
Upfront cash ≈ HK$49.93M (deposit + AVD stamp duty HK$19,669,988 · Scale 2, in force from 26 Feb 2026)