LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,011
−HK$4,327/mo
▼ 0.25% · 3.875%
HK$71,157
−HK$2,181/mo
Today · 4.125%
HK$73,338
baseline
▲ 0.50% · 4.625%
HK$77,801
+HK$4,463/mo
Deposit HK$15.13M · loan HK$15.13M · min. income ≈ HK$146,676/mo (50% DSR)
Upfront cash ≈ HK$16.42M (deposit + AVD stamp duty HK$1,286,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,774
−HK$4,147/mo
▼ 0.25% · 3.875%
HK$78,833
−HK$2,088/mo
Today · 4.125%
HK$80,921
baseline
▲ 0.50% · 4.625%
HK$85,187
+HK$4,266/mo
Deposit HK$15.13M · loan HK$15.13M · min. income ≈ HK$161,842/mo (50% DSR)
Upfront cash ≈ HK$16.42M (deposit + AVD stamp duty HK$1,286,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,813
−HK$5,193/mo
▼ 0.25% · 3.875%
HK$85,389
−HK$2,617/mo
Today · 4.125%
HK$88,006
baseline
▲ 0.50% · 4.625%
HK$93,361
+HK$5,355/mo
Deposit HK$12.11M · loan HK$18.16M · min. income ≈ HK$176,012/mo (50% DSR)
Upfront cash ≈ HK$13.39M (deposit + AVD stamp duty HK$1,286,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,128
−HK$4,978/mo
▼ 0.25% · 3.875%
HK$94,599
−HK$2,507/mo
Today · 4.125%
HK$97,106
baseline
▲ 0.50% · 4.625%
HK$102,224
+HK$5,118/mo
Deposit HK$12.11M · loan HK$18.16M · min. income ≈ HK$194,212/mo (50% DSR)
Upfront cash ≈ HK$13.39M (deposit + AVD stamp duty HK$1,286,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,615
−HK$6,059/mo
▼ 0.25% · 3.875%
HK$99,620
−HK$3,054/mo
Today · 4.125%
HK$102,674
baseline
▲ 0.50% · 4.625%
HK$108,921
+HK$6,247/mo
Deposit HK$9.08M · loan HK$21.19M · min. income ≈ HK$205,348/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$1,286,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,483
−HK$5,807/mo
▼ 0.25% · 3.875%
HK$110,366
−HK$2,924/mo
Today · 4.125%
HK$113,290
baseline
▲ 0.50% · 4.625%
HK$119,262
+HK$5,972/mo
Deposit HK$9.08M · loan HK$21.19M · min. income ≈ HK$226,580/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$1,286,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,219
−HK$7,790/mo
▼ 0.25% · 3.875%
HK$128,083
−HK$3,926/mo
Today · 4.125%
HK$132,009
baseline
▲ 0.50% · 4.625%
HK$140,041
+HK$8,032/mo
Deposit HK$3.03M · loan HK$27.24M · min. income ≈ HK$264,018/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$1,286,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,193
−HK$7,466/mo
▼ 0.25% · 3.875%
HK$141,899
−HK$3,760/mo
Today · 4.125%
HK$145,659
baseline
▲ 0.50% · 4.625%
HK$153,337
+HK$7,678/mo
Deposit HK$3.03M · loan HK$27.24M · min. income ≈ HK$291,318/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$1,286,238 · Scale 2, in force from 26 Feb 2026)