LTV · monthly repayment
▼ 0.50% · 3.625%
HK$690,143
−HK$43,278/mo
▼ 0.25% · 3.875%
HK$711,611
−HK$21,810/mo
Today · 4.125%
HK$733,421
baseline
▲ 0.50% · 4.625%
HK$778,048
+HK$44,627/mo
Deposit HK$151.33M · loan HK$151.33M · min. income ≈ HK$1,466,842/mo (50% DSR)
Upfront cash ≈ HK$171.00M (deposit + AVD stamp duty HK$19,672,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$767,778
−HK$41,480/mo
▼ 0.25% · 3.875%
HK$788,369
−HK$20,889/mo
Today · 4.125%
HK$809,258
baseline
▲ 0.50% · 4.625%
HK$851,915
+HK$42,657/mo
Deposit HK$151.33M · loan HK$151.33M · min. income ≈ HK$1,618,516/mo (50% DSR)
Upfront cash ≈ HK$171.00M (deposit + AVD stamp duty HK$19,672,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$828,172
−HK$51,934/mo
▼ 0.25% · 3.875%
HK$853,933
−HK$26,173/mo
Today · 4.125%
HK$880,106
baseline
▲ 0.50% · 4.625%
HK$933,658
+HK$53,552/mo
Deposit HK$121.06M · loan HK$181.60M · min. income ≈ HK$1,760,212/mo (50% DSR)
Upfront cash ≈ HK$140.74M (deposit + AVD stamp duty HK$19,672,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$921,333
−HK$49,777/mo
▼ 0.25% · 3.875%
HK$946,043
−HK$25,067/mo
Today · 4.125%
HK$971,110
baseline
▲ 0.50% · 4.625%
HK$1,022,298
+HK$51,188/mo
Deposit HK$121.06M · loan HK$181.60M · min. income ≈ HK$1,942,220/mo (50% DSR)
Upfront cash ≈ HK$140.74M (deposit + AVD stamp duty HK$19,672,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$966,201
−HK$60,589/mo
▼ 0.25% · 3.875%
HK$996,255
−HK$30,535/mo
Today · 4.125%
HK$1,026,790
baseline
▲ 0.50% · 4.625%
HK$1,089,268
+HK$62,478/mo
Deposit HK$90.80M · loan HK$211.86M · min. income ≈ HK$2,053,580/mo (50% DSR)
Upfront cash ≈ HK$110.47M (deposit + AVD stamp duty HK$19,672,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,074,889
−HK$58,073/mo
▼ 0.25% · 3.875%
HK$1,103,717
−HK$29,245/mo
Today · 4.125%
HK$1,132,962
baseline
▲ 0.50% · 4.625%
HK$1,192,682
+HK$59,720/mo
Deposit HK$90.80M · loan HK$211.86M · min. income ≈ HK$2,265,924/mo (50% DSR)
Upfront cash ≈ HK$110.47M (deposit + AVD stamp duty HK$19,672,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,242,258
−HK$77,901/mo
▼ 0.25% · 3.875%
HK$1,280,899
−HK$39,260/mo
Today · 4.125%
HK$1,320,159
baseline
▲ 0.50% · 4.625%
HK$1,400,487
+HK$80,328/mo
Deposit HK$30.27M · loan HK$272.39M · min. income ≈ HK$2,640,318/mo (50% DSR)
Upfront cash ≈ HK$49.94M (deposit + AVD stamp duty HK$19,672,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,382,000
−HK$74,665/mo
▼ 0.25% · 3.875%
HK$1,419,064
−HK$37,601/mo
Today · 4.125%
HK$1,456,665
baseline
▲ 0.50% · 4.625%
HK$1,533,448
+HK$76,783/mo
Deposit HK$30.27M · loan HK$272.39M · min. income ≈ HK$2,913,330/mo (50% DSR)
Upfront cash ≈ HK$49.94M (deposit + AVD stamp duty HK$19,672,928 · Scale 2, in force from 26 Feb 2026)