LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,017
−HK$4,328/mo
▼ 0.25% · 3.875%
HK$71,164
−HK$2,181/mo
Today · 4.125%
HK$73,345
baseline
▲ 0.50% · 4.625%
HK$77,808
+HK$4,463/mo
Deposit HK$15.13M · loan HK$15.13M · min. income ≈ HK$146,690/mo (50% DSR)
Upfront cash ≈ HK$16.42M (deposit + AVD stamp duty HK$1,286,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,781
−HK$4,148/mo
▼ 0.25% · 3.875%
HK$78,840
−HK$2,089/mo
Today · 4.125%
HK$80,929
baseline
▲ 0.50% · 4.625%
HK$85,195
+HK$4,266/mo
Deposit HK$15.13M · loan HK$15.13M · min. income ≈ HK$161,858/mo (50% DSR)
Upfront cash ≈ HK$16.42M (deposit + AVD stamp duty HK$1,286,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,821
−HK$5,193/mo
▼ 0.25% · 3.875%
HK$85,397
−HK$2,617/mo
Today · 4.125%
HK$88,014
baseline
▲ 0.50% · 4.625%
HK$93,370
+HK$5,356/mo
Deposit HK$12.11M · loan HK$18.16M · min. income ≈ HK$176,028/mo (50% DSR)
Upfront cash ≈ HK$13.39M (deposit + AVD stamp duty HK$1,286,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,137
−HK$4,978/mo
▼ 0.25% · 3.875%
HK$94,608
−HK$2,507/mo
Today · 4.125%
HK$97,115
baseline
▲ 0.50% · 4.625%
HK$102,234
+HK$5,119/mo
Deposit HK$12.11M · loan HK$18.16M · min. income ≈ HK$194,230/mo (50% DSR)
Upfront cash ≈ HK$13.39M (deposit + AVD stamp duty HK$1,286,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,624
−HK$6,059/mo
▼ 0.25% · 3.875%
HK$99,630
−HK$3,053/mo
Today · 4.125%
HK$102,683
baseline
▲ 0.50% · 4.625%
HK$108,931
+HK$6,248/mo
Deposit HK$9.08M · loan HK$21.19M · min. income ≈ HK$205,366/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$1,286,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,493
−HK$5,808/mo
▼ 0.25% · 3.875%
HK$110,376
−HK$2,925/mo
Today · 4.125%
HK$113,301
baseline
▲ 0.50% · 4.625%
HK$119,273
+HK$5,972/mo
Deposit HK$9.08M · loan HK$21.19M · min. income ≈ HK$226,602/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$1,286,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,231
−HK$7,790/mo
▼ 0.25% · 3.875%
HK$128,095
−HK$3,926/mo
Today · 4.125%
HK$132,021
baseline
▲ 0.50% · 4.625%
HK$140,055
+HK$8,034/mo
Deposit HK$3.03M · loan HK$27.24M · min. income ≈ HK$264,042/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$1,286,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,206
−HK$7,467/mo
▼ 0.25% · 3.875%
HK$141,912
−HK$3,761/mo
Today · 4.125%
HK$145,673
baseline
▲ 0.50% · 4.625%
HK$153,351
+HK$7,678/mo
Deposit HK$3.03M · loan HK$27.24M · min. income ≈ HK$291,346/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$1,286,361 · Scale 2, in force from 26 Feb 2026)