LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,018
−HK$4,328/mo
▼ 0.25% · 3.875%
HK$71,164
−HK$2,182/mo
Today · 4.125%
HK$73,346
baseline
▲ 0.50% · 4.625%
HK$77,808
+HK$4,462/mo
Deposit HK$15.13M · loan HK$15.13M · min. income ≈ HK$146,692/mo (50% DSR)
Upfront cash ≈ HK$16.42M (deposit + AVD stamp duty HK$1,286,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,781
−HK$4,149/mo
▼ 0.25% · 3.875%
HK$78,841
−HK$2,089/mo
Today · 4.125%
HK$80,930
baseline
▲ 0.50% · 4.625%
HK$85,195
+HK$4,265/mo
Deposit HK$15.13M · loan HK$15.13M · min. income ≈ HK$161,860/mo (50% DSR)
Upfront cash ≈ HK$16.42M (deposit + AVD stamp duty HK$1,286,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,821
−HK$5,194/mo
▼ 0.25% · 3.875%
HK$85,397
−HK$2,618/mo
Today · 4.125%
HK$88,015
baseline
▲ 0.50% · 4.625%
HK$93,370
+HK$5,355/mo
Deposit HK$12.11M · loan HK$18.16M · min. income ≈ HK$176,030/mo (50% DSR)
Upfront cash ≈ HK$13.39M (deposit + AVD stamp duty HK$1,286,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,138
−HK$4,978/mo
▼ 0.25% · 3.875%
HK$94,609
−HK$2,507/mo
Today · 4.125%
HK$97,116
baseline
▲ 0.50% · 4.625%
HK$102,235
+HK$5,119/mo
Deposit HK$12.11M · loan HK$18.16M · min. income ≈ HK$194,232/mo (50% DSR)
Upfront cash ≈ HK$13.39M (deposit + AVD stamp duty HK$1,286,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,625
−HK$6,059/mo
▼ 0.25% · 3.875%
HK$99,630
−HK$3,054/mo
Today · 4.125%
HK$102,684
baseline
▲ 0.50% · 4.625%
HK$108,932
+HK$6,248/mo
Deposit HK$9.08M · loan HK$21.19M · min. income ≈ HK$205,368/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$1,286,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,494
−HK$5,807/mo
▼ 0.25% · 3.875%
HK$110,377
−HK$2,924/mo
Today · 4.125%
HK$113,301
baseline
▲ 0.50% · 4.625%
HK$119,274
+HK$5,973/mo
Deposit HK$9.08M · loan HK$21.19M · min. income ≈ HK$226,602/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$1,286,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,232
−HK$7,790/mo
▼ 0.25% · 3.875%
HK$128,096
−HK$3,926/mo
Today · 4.125%
HK$132,022
baseline
▲ 0.50% · 4.625%
HK$140,055
+HK$8,033/mo
Deposit HK$3.03M · loan HK$27.24M · min. income ≈ HK$264,044/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$1,286,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,206
−HK$7,467/mo
▼ 0.25% · 3.875%
HK$141,913
−HK$3,760/mo
Today · 4.125%
HK$145,673
baseline
▲ 0.50% · 4.625%
HK$153,352
+HK$7,679/mo
Deposit HK$3.03M · loan HK$27.24M · min. income ≈ HK$291,346/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$1,286,367 · Scale 2, in force from 26 Feb 2026)