LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,018
−HK$4,328/mo
▼ 0.25% · 3.875%
HK$71,165
−HK$2,181/mo
Today · 4.125%
HK$73,346
baseline
▲ 0.50% · 4.625%
HK$77,809
+HK$4,463/mo
Deposit HK$15.13M · loan HK$15.13M · min. income ≈ HK$146,692/mo (50% DSR)
Upfront cash ≈ HK$16.42M (deposit + AVD stamp duty HK$1,286,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,782
−HK$4,149/mo
▼ 0.25% · 3.875%
HK$78,842
−HK$2,089/mo
Today · 4.125%
HK$80,931
baseline
▲ 0.50% · 4.625%
HK$85,197
+HK$4,266/mo
Deposit HK$15.13M · loan HK$15.13M · min. income ≈ HK$161,862/mo (50% DSR)
Upfront cash ≈ HK$16.42M (deposit + AVD stamp duty HK$1,286,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,822
−HK$5,194/mo
▼ 0.25% · 3.875%
HK$85,398
−HK$2,618/mo
Today · 4.125%
HK$88,016
baseline
▲ 0.50% · 4.625%
HK$93,371
+HK$5,355/mo
Deposit HK$12.11M · loan HK$18.16M · min. income ≈ HK$176,032/mo (50% DSR)
Upfront cash ≈ HK$13.39M (deposit + AVD stamp duty HK$1,286,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,139
−HK$4,978/mo
▼ 0.25% · 3.875%
HK$94,610
−HK$2,507/mo
Today · 4.125%
HK$97,117
baseline
▲ 0.50% · 4.625%
HK$102,236
+HK$5,119/mo
Deposit HK$12.11M · loan HK$18.16M · min. income ≈ HK$194,234/mo (50% DSR)
Upfront cash ≈ HK$13.39M (deposit + AVD stamp duty HK$1,286,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,626
−HK$6,059/mo
▼ 0.25% · 3.875%
HK$99,631
−HK$3,054/mo
Today · 4.125%
HK$102,685
baseline
▲ 0.50% · 4.625%
HK$108,933
+HK$6,248/mo
Deposit HK$9.08M · loan HK$21.19M · min. income ≈ HK$205,370/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$1,286,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,495
−HK$5,808/mo
▼ 0.25% · 3.875%
HK$110,378
−HK$2,925/mo
Today · 4.125%
HK$113,303
baseline
▲ 0.50% · 4.625%
HK$119,275
+HK$5,972/mo
Deposit HK$9.08M · loan HK$21.19M · min. income ≈ HK$226,606/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$1,286,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,233
−HK$7,791/mo
▼ 0.25% · 3.875%
HK$128,098
−HK$3,926/mo
Today · 4.125%
HK$132,024
baseline
▲ 0.50% · 4.625%
HK$140,057
+HK$8,033/mo
Deposit HK$3.03M · loan HK$27.24M · min. income ≈ HK$264,048/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$1,286,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,208
−HK$7,467/mo
▼ 0.25% · 3.875%
HK$141,915
−HK$3,760/mo
Today · 4.125%
HK$145,675
baseline
▲ 0.50% · 4.625%
HK$153,354
+HK$7,679/mo
Deposit HK$3.03M · loan HK$27.24M · min. income ≈ HK$291,350/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$1,286,383 · Scale 2, in force from 26 Feb 2026)