LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,022
−HK$4,328/mo
▼ 0.25% · 3.875%
HK$71,169
−HK$2,181/mo
Today · 4.125%
HK$73,350
baseline
▲ 0.50% · 4.625%
HK$77,813
+HK$4,463/mo
Deposit HK$15.13M · loan HK$15.13M · min. income ≈ HK$146,700/mo (50% DSR)
Upfront cash ≈ HK$16.42M (deposit + AVD stamp duty HK$1,286,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,786
−HK$4,148/mo
▼ 0.25% · 3.875%
HK$78,845
−HK$2,089/mo
Today · 4.125%
HK$80,934
baseline
▲ 0.50% · 4.625%
HK$85,200
+HK$4,266/mo
Deposit HK$15.13M · loan HK$15.13M · min. income ≈ HK$161,868/mo (50% DSR)
Upfront cash ≈ HK$16.42M (deposit + AVD stamp duty HK$1,286,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,826
−HK$5,194/mo
▼ 0.25% · 3.875%
HK$85,402
−HK$2,618/mo
Today · 4.125%
HK$88,020
baseline
▲ 0.50% · 4.625%
HK$93,376
+HK$5,356/mo
Deposit HK$12.11M · loan HK$18.16M · min. income ≈ HK$176,040/mo (50% DSR)
Upfront cash ≈ HK$13.39M (deposit + AVD stamp duty HK$1,286,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,143
−HK$4,978/mo
▼ 0.25% · 3.875%
HK$94,614
−HK$2,507/mo
Today · 4.125%
HK$97,121
baseline
▲ 0.50% · 4.625%
HK$102,241
+HK$5,120/mo
Deposit HK$12.11M · loan HK$18.16M · min. income ≈ HK$194,242/mo (50% DSR)
Upfront cash ≈ HK$13.39M (deposit + AVD stamp duty HK$1,286,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,630
−HK$6,060/mo
▼ 0.25% · 3.875%
HK$99,636
−HK$3,054/mo
Today · 4.125%
HK$102,690
baseline
▲ 0.50% · 4.625%
HK$108,938
+HK$6,248/mo
Deposit HK$9.08M · loan HK$21.19M · min. income ≈ HK$205,380/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$1,286,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,500
−HK$5,808/mo
▼ 0.25% · 3.875%
HK$110,383
−HK$2,925/mo
Today · 4.125%
HK$113,308
baseline
▲ 0.50% · 4.625%
HK$119,281
+HK$5,973/mo
Deposit HK$9.08M · loan HK$21.19M · min. income ≈ HK$226,616/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$1,286,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,239
−HK$7,791/mo
▼ 0.25% · 3.875%
HK$128,103
−HK$3,927/mo
Today · 4.125%
HK$132,030
baseline
▲ 0.50% · 4.625%
HK$140,063
+HK$8,033/mo
Deposit HK$3.03M · loan HK$27.24M · min. income ≈ HK$264,060/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$1,286,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,214
−HK$7,468/mo
▼ 0.25% · 3.875%
HK$141,921
−HK$3,761/mo
Today · 4.125%
HK$145,682
baseline
▲ 0.50% · 4.625%
HK$153,361
+HK$7,679/mo
Deposit HK$3.03M · loan HK$27.24M · min. income ≈ HK$291,364/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$1,286,442 · Scale 2, in force from 26 Feb 2026)