LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,025
−HK$4,328/mo
▼ 0.25% · 3.875%
HK$71,172
−HK$2,181/mo
Today · 4.125%
HK$73,353
baseline
▲ 0.50% · 4.625%
HK$77,816
+HK$4,463/mo
Deposit HK$15.14M · loan HK$15.14M · min. income ≈ HK$146,706/mo (50% DSR)
Upfront cash ≈ HK$16.42M (deposit + AVD stamp duty HK$1,286,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,789
−HK$4,149/mo
▼ 0.25% · 3.875%
HK$78,849
−HK$2,089/mo
Today · 4.125%
HK$80,938
baseline
▲ 0.50% · 4.625%
HK$85,204
+HK$4,266/mo
Deposit HK$15.14M · loan HK$15.14M · min. income ≈ HK$161,876/mo (50% DSR)
Upfront cash ≈ HK$16.42M (deposit + AVD stamp duty HK$1,286,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,829
−HK$5,195/mo
▼ 0.25% · 3.875%
HK$85,406
−HK$2,618/mo
Today · 4.125%
HK$88,024
baseline
▲ 0.50% · 4.625%
HK$93,380
+HK$5,356/mo
Deposit HK$12.11M · loan HK$18.16M · min. income ≈ HK$176,048/mo (50% DSR)
Upfront cash ≈ HK$13.39M (deposit + AVD stamp duty HK$1,286,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,147
−HK$4,978/mo
▼ 0.25% · 3.875%
HK$94,618
−HK$2,507/mo
Today · 4.125%
HK$97,125
baseline
▲ 0.50% · 4.625%
HK$102,245
+HK$5,120/mo
Deposit HK$12.11M · loan HK$18.16M · min. income ≈ HK$194,250/mo (50% DSR)
Upfront cash ≈ HK$13.39M (deposit + AVD stamp duty HK$1,286,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,634
−HK$6,060/mo
▼ 0.25% · 3.875%
HK$99,640
−HK$3,054/mo
Today · 4.125%
HK$102,694
baseline
▲ 0.50% · 4.625%
HK$108,943
+HK$6,249/mo
Deposit HK$9.08M · loan HK$21.19M · min. income ≈ HK$205,388/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$1,286,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,505
−HK$5,808/mo
▼ 0.25% · 3.875%
HK$110,388
−HK$2,925/mo
Today · 4.125%
HK$113,313
baseline
▲ 0.50% · 4.625%
HK$119,286
+HK$5,973/mo
Deposit HK$9.08M · loan HK$21.19M · min. income ≈ HK$226,626/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$1,286,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,244
−HK$7,791/mo
▼ 0.25% · 3.875%
HK$128,109
−HK$3,926/mo
Today · 4.125%
HK$132,035
baseline
▲ 0.50% · 4.625%
HK$140,069
+HK$8,034/mo
Deposit HK$3.03M · loan HK$27.24M · min. income ≈ HK$264,070/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$1,286,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,220
−HK$7,468/mo
▼ 0.25% · 3.875%
HK$141,927
−HK$3,761/mo
Today · 4.125%
HK$145,688
baseline
▲ 0.50% · 4.625%
HK$153,367
+HK$7,679/mo
Deposit HK$3.03M · loan HK$27.24M · min. income ≈ HK$291,376/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$1,286,497 · Scale 2, in force from 26 Feb 2026)