LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,030
−HK$4,329/mo
▼ 0.25% · 3.875%
HK$71,177
−HK$2,182/mo
Today · 4.125%
HK$73,359
baseline
▲ 0.50% · 4.625%
HK$77,822
+HK$4,463/mo
Deposit HK$15.14M · loan HK$15.14M · min. income ≈ HK$146,718/mo (50% DSR)
Upfront cash ≈ HK$16.42M (deposit + AVD stamp duty HK$1,286,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,795
−HK$4,149/mo
▼ 0.25% · 3.875%
HK$78,855
−HK$2,089/mo
Today · 4.125%
HK$80,944
baseline
▲ 0.50% · 4.625%
HK$85,211
+HK$4,267/mo
Deposit HK$15.14M · loan HK$15.14M · min. income ≈ HK$161,888/mo (50% DSR)
Upfront cash ≈ HK$16.42M (deposit + AVD stamp duty HK$1,286,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,836
−HK$5,195/mo
▼ 0.25% · 3.875%
HK$85,413
−HK$2,618/mo
Today · 4.125%
HK$88,031
baseline
▲ 0.50% · 4.625%
HK$93,387
+HK$5,356/mo
Deposit HK$12.11M · loan HK$18.16M · min. income ≈ HK$176,062/mo (50% DSR)
Upfront cash ≈ HK$13.40M (deposit + AVD stamp duty HK$1,286,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,154
−HK$4,979/mo
▼ 0.25% · 3.875%
HK$94,626
−HK$2,507/mo
Today · 4.125%
HK$97,133
baseline
▲ 0.50% · 4.625%
HK$102,253
+HK$5,120/mo
Deposit HK$12.11M · loan HK$18.16M · min. income ≈ HK$194,266/mo (50% DSR)
Upfront cash ≈ HK$13.40M (deposit + AVD stamp duty HK$1,286,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,642
−HK$6,060/mo
▼ 0.25% · 3.875%
HK$99,648
−HK$3,054/mo
Today · 4.125%
HK$102,702
baseline
▲ 0.50% · 4.625%
HK$108,951
+HK$6,249/mo
Deposit HK$9.08M · loan HK$21.19M · min. income ≈ HK$205,404/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$1,286,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,513
−HK$5,809/mo
▼ 0.25% · 3.875%
HK$110,397
−HK$2,925/mo
Today · 4.125%
HK$113,322
baseline
▲ 0.50% · 4.625%
HK$119,295
+HK$5,973/mo
Deposit HK$9.08M · loan HK$21.19M · min. income ≈ HK$226,644/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$1,286,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,254
−HK$7,792/mo
▼ 0.25% · 3.875%
HK$128,119
−HK$3,927/mo
Today · 4.125%
HK$132,046
baseline
▲ 0.50% · 4.625%
HK$140,080
+HK$8,034/mo
Deposit HK$3.03M · loan HK$27.25M · min. income ≈ HK$264,092/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$1,286,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,231
−HK$7,469/mo
▼ 0.25% · 3.875%
HK$141,939
−HK$3,761/mo
Today · 4.125%
HK$145,700
baseline
▲ 0.50% · 4.625%
HK$153,380
+HK$7,680/mo
Deposit HK$3.03M · loan HK$27.25M · min. income ≈ HK$291,400/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$1,286,599 · Scale 2, in force from 26 Feb 2026)