LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,031
−HK$4,329/mo
▼ 0.25% · 3.875%
HK$71,178
−HK$2,182/mo
Today · 4.125%
HK$73,360
baseline
▲ 0.50% · 4.625%
HK$77,824
+HK$4,464/mo
Deposit HK$15.14M · loan HK$15.14M · min. income ≈ HK$146,720/mo (50% DSR)
Upfront cash ≈ HK$16.42M (deposit + AVD stamp duty HK$1,286,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,796
−HK$4,149/mo
▼ 0.25% · 3.875%
HK$78,856
−HK$2,089/mo
Today · 4.125%
HK$80,945
baseline
▲ 0.50% · 4.625%
HK$85,212
+HK$4,267/mo
Deposit HK$15.14M · loan HK$15.14M · min. income ≈ HK$161,890/mo (50% DSR)
Upfront cash ≈ HK$16.42M (deposit + AVD stamp duty HK$1,286,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,837
−HK$5,195/mo
▼ 0.25% · 3.875%
HK$85,414
−HK$2,618/mo
Today · 4.125%
HK$88,032
baseline
▲ 0.50% · 4.625%
HK$93,388
+HK$5,356/mo
Deposit HK$12.11M · loan HK$18.16M · min. income ≈ HK$176,064/mo (50% DSR)
Upfront cash ≈ HK$13.40M (deposit + AVD stamp duty HK$1,286,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,155
−HK$4,979/mo
▼ 0.25% · 3.875%
HK$94,627
−HK$2,507/mo
Today · 4.125%
HK$97,134
baseline
▲ 0.50% · 4.625%
HK$102,254
+HK$5,120/mo
Deposit HK$12.11M · loan HK$18.16M · min. income ≈ HK$194,268/mo (50% DSR)
Upfront cash ≈ HK$13.40M (deposit + AVD stamp duty HK$1,286,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,643
−HK$6,061/mo
▼ 0.25% · 3.875%
HK$99,649
−HK$3,055/mo
Today · 4.125%
HK$102,704
baseline
▲ 0.50% · 4.625%
HK$108,953
+HK$6,249/mo
Deposit HK$9.08M · loan HK$21.19M · min. income ≈ HK$205,408/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$1,286,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,515
−HK$5,808/mo
▼ 0.25% · 3.875%
HK$110,398
−HK$2,925/mo
Today · 4.125%
HK$113,323
baseline
▲ 0.50% · 4.625%
HK$119,297
+HK$5,974/mo
Deposit HK$9.08M · loan HK$21.19M · min. income ≈ HK$226,646/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$1,286,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,256
−HK$7,792/mo
▼ 0.25% · 3.875%
HK$128,121
−HK$3,927/mo
Today · 4.125%
HK$132,048
baseline
▲ 0.50% · 4.625%
HK$140,082
+HK$8,034/mo
Deposit HK$3.03M · loan HK$27.25M · min. income ≈ HK$264,096/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$1,286,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,233
−HK$7,468/mo
▼ 0.25% · 3.875%
HK$141,941
−HK$3,760/mo
Today · 4.125%
HK$145,701
baseline
▲ 0.50% · 4.625%
HK$153,382
+HK$7,681/mo
Deposit HK$3.03M · loan HK$27.25M · min. income ≈ HK$291,402/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$1,286,616 · Scale 2, in force from 26 Feb 2026)