LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,032
−HK$4,329/mo
▼ 0.25% · 3.875%
HK$71,180
−HK$2,181/mo
Today · 4.125%
HK$73,361
baseline
▲ 0.50% · 4.625%
HK$77,825
+HK$4,464/mo
Deposit HK$15.14M · loan HK$15.14M · min. income ≈ HK$146,722/mo (50% DSR)
Upfront cash ≈ HK$16.42M (deposit + AVD stamp duty HK$1,286,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,798
−HK$4,149/mo
▼ 0.25% · 3.875%
HK$78,857
−HK$2,090/mo
Today · 4.125%
HK$80,947
baseline
▲ 0.50% · 4.625%
HK$85,214
+HK$4,267/mo
Deposit HK$15.14M · loan HK$15.14M · min. income ≈ HK$161,894/mo (50% DSR)
Upfront cash ≈ HK$16.42M (deposit + AVD stamp duty HK$1,286,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,839
−HK$5,195/mo
▼ 0.25% · 3.875%
HK$85,416
−HK$2,618/mo
Today · 4.125%
HK$88,034
baseline
▲ 0.50% · 4.625%
HK$93,390
+HK$5,356/mo
Deposit HK$12.11M · loan HK$18.16M · min. income ≈ HK$176,068/mo (50% DSR)
Upfront cash ≈ HK$13.40M (deposit + AVD stamp duty HK$1,286,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,157
−HK$4,979/mo
▼ 0.25% · 3.875%
HK$94,629
−HK$2,507/mo
Today · 4.125%
HK$97,136
baseline
▲ 0.50% · 4.625%
HK$102,256
+HK$5,120/mo
Deposit HK$12.11M · loan HK$18.16M · min. income ≈ HK$194,272/mo (50% DSR)
Upfront cash ≈ HK$13.40M (deposit + AVD stamp duty HK$1,286,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,645
−HK$6,061/mo
▼ 0.25% · 3.875%
HK$99,651
−HK$3,055/mo
Today · 4.125%
HK$102,706
baseline
▲ 0.50% · 4.625%
HK$108,955
+HK$6,249/mo
Deposit HK$9.08M · loan HK$21.19M · min. income ≈ HK$205,412/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$1,286,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,517
−HK$5,809/mo
▼ 0.25% · 3.875%
HK$110,400
−HK$2,926/mo
Today · 4.125%
HK$113,326
baseline
▲ 0.50% · 4.625%
HK$119,299
+HK$5,973/mo
Deposit HK$9.08M · loan HK$21.19M · min. income ≈ HK$226,652/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$1,286,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,258
−HK$7,792/mo
▼ 0.25% · 3.875%
HK$128,123
−HK$3,927/mo
Today · 4.125%
HK$132,050
baseline
▲ 0.50% · 4.625%
HK$140,085
+HK$8,035/mo
Deposit HK$3.03M · loan HK$27.25M · min. income ≈ HK$264,100/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$1,286,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,236
−HK$7,468/mo
▼ 0.25% · 3.875%
HK$141,943
−HK$3,761/mo
Today · 4.125%
HK$145,704
baseline
▲ 0.50% · 4.625%
HK$153,385
+HK$7,681/mo
Deposit HK$3.03M · loan HK$27.25M · min. income ≈ HK$291,408/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$1,286,642 · Scale 2, in force from 26 Feb 2026)