LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,043
−HK$4,330/mo
▼ 0.25% · 3.875%
HK$71,191
−HK$2,182/mo
Today · 4.125%
HK$73,373
baseline
▲ 0.50% · 4.625%
HK$77,838
+HK$4,465/mo
Deposit HK$15.14M · loan HK$15.14M · min. income ≈ HK$146,746/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$1,286,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,810
−HK$4,150/mo
▼ 0.25% · 3.875%
HK$78,870
−HK$2,090/mo
Today · 4.125%
HK$80,960
baseline
▲ 0.50% · 4.625%
HK$85,227
+HK$4,267/mo
Deposit HK$15.14M · loan HK$15.14M · min. income ≈ HK$161,920/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$1,286,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,852
−HK$5,196/mo
▼ 0.25% · 3.875%
HK$85,429
−HK$2,619/mo
Today · 4.125%
HK$88,048
baseline
▲ 0.50% · 4.625%
HK$93,405
+HK$5,357/mo
Deposit HK$12.11M · loan HK$18.17M · min. income ≈ HK$176,096/mo (50% DSR)
Upfront cash ≈ HK$13.40M (deposit + AVD stamp duty HK$1,286,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,172
−HK$4,980/mo
▼ 0.25% · 3.875%
HK$94,644
−HK$2,508/mo
Today · 4.125%
HK$97,152
baseline
▲ 0.50% · 4.625%
HK$102,273
+HK$5,121/mo
Deposit HK$12.11M · loan HK$18.17M · min. income ≈ HK$194,304/mo (50% DSR)
Upfront cash ≈ HK$13.40M (deposit + AVD stamp duty HK$1,286,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,661
−HK$6,061/mo
▼ 0.25% · 3.875%
HK$99,667
−HK$3,055/mo
Today · 4.125%
HK$102,722
baseline
▲ 0.50% · 4.625%
HK$108,973
+HK$6,251/mo
Deposit HK$9.08M · loan HK$21.20M · min. income ≈ HK$205,444/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$1,286,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,534
−HK$5,810/mo
▼ 0.25% · 3.875%
HK$110,418
−HK$2,926/mo
Today · 4.125%
HK$113,344
baseline
▲ 0.50% · 4.625%
HK$119,318
+HK$5,974/mo
Deposit HK$9.08M · loan HK$21.20M · min. income ≈ HK$226,688/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$1,286,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,278
−HK$7,793/mo
▼ 0.25% · 3.875%
HK$128,144
−HK$3,927/mo
Today · 4.125%
HK$132,071
baseline
▲ 0.50% · 4.625%
HK$140,108
+HK$8,037/mo
Deposit HK$3.03M · loan HK$27.25M · min. income ≈ HK$264,142/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$1,286,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,258
−HK$7,470/mo
▼ 0.25% · 3.875%
HK$141,966
−HK$3,762/mo
Today · 4.125%
HK$145,728
baseline
▲ 0.50% · 4.625%
HK$153,409
+HK$7,681/mo
Deposit HK$3.03M · loan HK$27.25M · min. income ≈ HK$291,456/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$1,286,848 · Scale 2, in force from 26 Feb 2026)