LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,048
−HK$4,330/mo
▼ 0.25% · 3.875%
HK$71,196
−HK$2,182/mo
Today · 4.125%
HK$73,378
baseline
▲ 0.50% · 4.625%
HK$77,843
+HK$4,465/mo
Deposit HK$15.14M · loan HK$15.14M · min. income ≈ HK$146,756/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$1,286,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,816
−HK$4,150/mo
▼ 0.25% · 3.875%
HK$78,876
−HK$2,090/mo
Today · 4.125%
HK$80,966
baseline
▲ 0.50% · 4.625%
HK$85,233
+HK$4,267/mo
Deposit HK$15.14M · loan HK$15.14M · min. income ≈ HK$161,932/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$1,286,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,858
−HK$5,196/mo
▼ 0.25% · 3.875%
HK$85,435
−HK$2,619/mo
Today · 4.125%
HK$88,054
baseline
▲ 0.50% · 4.625%
HK$93,412
+HK$5,358/mo
Deposit HK$12.11M · loan HK$18.17M · min. income ≈ HK$176,108/mo (50% DSR)
Upfront cash ≈ HK$13.40M (deposit + AVD stamp duty HK$1,286,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,179
−HK$4,980/mo
▼ 0.25% · 3.875%
HK$94,651
−HK$2,508/mo
Today · 4.125%
HK$97,159
baseline
▲ 0.50% · 4.625%
HK$102,280
+HK$5,121/mo
Deposit HK$12.11M · loan HK$18.17M · min. income ≈ HK$194,318/mo (50% DSR)
Upfront cash ≈ HK$13.40M (deposit + AVD stamp duty HK$1,286,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,668
−HK$6,062/mo
▼ 0.25% · 3.875%
HK$99,675
−HK$3,055/mo
Today · 4.125%
HK$102,730
baseline
▲ 0.50% · 4.625%
HK$108,980
+HK$6,250/mo
Deposit HK$9.08M · loan HK$21.20M · min. income ≈ HK$205,460/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$1,286,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,542
−HK$5,810/mo
▼ 0.25% · 3.875%
HK$110,426
−HK$2,926/mo
Today · 4.125%
HK$113,352
baseline
▲ 0.50% · 4.625%
HK$119,327
+HK$5,975/mo
Deposit HK$9.08M · loan HK$21.20M · min. income ≈ HK$226,704/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$1,286,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,287
−HK$7,794/mo
▼ 0.25% · 3.875%
HK$128,153
−HK$3,928/mo
Today · 4.125%
HK$132,081
baseline
▲ 0.50% · 4.625%
HK$140,118
+HK$8,037/mo
Deposit HK$3.03M · loan HK$27.25M · min. income ≈ HK$264,162/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,286,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,268
−HK$7,470/mo
▼ 0.25% · 3.875%
HK$141,976
−HK$3,762/mo
Today · 4.125%
HK$145,738
baseline
▲ 0.50% · 4.625%
HK$153,420
+HK$7,682/mo
Deposit HK$3.03M · loan HK$27.25M · min. income ≈ HK$291,476/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,286,941 · Scale 2, in force from 26 Feb 2026)