LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,049
−HK$4,330/mo
▼ 0.25% · 3.875%
HK$71,197
−HK$2,182/mo
Today · 4.125%
HK$73,379
baseline
▲ 0.50% · 4.625%
HK$77,844
+HK$4,465/mo
Deposit HK$15.14M · loan HK$15.14M · min. income ≈ HK$146,758/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$1,286,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,817
−HK$4,150/mo
▼ 0.25% · 3.875%
HK$78,877
−HK$2,090/mo
Today · 4.125%
HK$80,967
baseline
▲ 0.50% · 4.625%
HK$85,235
+HK$4,268/mo
Deposit HK$15.14M · loan HK$15.14M · min. income ≈ HK$161,934/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$1,286,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,859
−HK$5,196/mo
▼ 0.25% · 3.875%
HK$85,436
−HK$2,619/mo
Today · 4.125%
HK$88,055
baseline
▲ 0.50% · 4.625%
HK$93,413
+HK$5,358/mo
Deposit HK$12.11M · loan HK$18.17M · min. income ≈ HK$176,110/mo (50% DSR)
Upfront cash ≈ HK$13.40M (deposit + AVD stamp duty HK$1,286,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,180
−HK$4,980/mo
▼ 0.25% · 3.875%
HK$94,652
−HK$2,508/mo
Today · 4.125%
HK$97,160
baseline
▲ 0.50% · 4.625%
HK$102,282
+HK$5,122/mo
Deposit HK$12.11M · loan HK$18.17M · min. income ≈ HK$194,320/mo (50% DSR)
Upfront cash ≈ HK$13.40M (deposit + AVD stamp duty HK$1,286,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,669
−HK$6,062/mo
▼ 0.25% · 3.875%
HK$99,676
−HK$3,055/mo
Today · 4.125%
HK$102,731
baseline
▲ 0.50% · 4.625%
HK$108,982
+HK$6,251/mo
Deposit HK$9.08M · loan HK$21.20M · min. income ≈ HK$205,462/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$1,286,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,543
−HK$5,810/mo
▼ 0.25% · 3.875%
HK$110,427
−HK$2,926/mo
Today · 4.125%
HK$113,353
baseline
▲ 0.50% · 4.625%
HK$119,328
+HK$5,975/mo
Deposit HK$9.08M · loan HK$21.20M · min. income ≈ HK$226,706/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$1,286,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,289
−HK$7,794/mo
▼ 0.25% · 3.875%
HK$128,155
−HK$3,928/mo
Today · 4.125%
HK$132,083
baseline
▲ 0.50% · 4.625%
HK$140,120
+HK$8,037/mo
Deposit HK$3.03M · loan HK$27.25M · min. income ≈ HK$264,166/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,286,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,270
−HK$7,470/mo
▼ 0.25% · 3.875%
HK$141,978
−HK$3,762/mo
Today · 4.125%
HK$145,740
baseline
▲ 0.50% · 4.625%
HK$153,422
+HK$7,682/mo
Deposit HK$3.03M · loan HK$27.25M · min. income ≈ HK$291,480/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,286,958 · Scale 2, in force from 26 Feb 2026)