LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,058
−HK$4,330/mo
▼ 0.25% · 3.875%
HK$71,206
−HK$2,182/mo
Today · 4.125%
HK$73,388
baseline
▲ 0.50% · 4.625%
HK$77,854
+HK$4,466/mo
Deposit HK$15.14M · loan HK$15.14M · min. income ≈ HK$146,776/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$1,287,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,826
−HK$4,151/mo
▼ 0.25% · 3.875%
HK$78,886
−HK$2,091/mo
Today · 4.125%
HK$80,977
baseline
▲ 0.50% · 4.625%
HK$85,245
+HK$4,268/mo
Deposit HK$15.14M · loan HK$15.14M · min. income ≈ HK$161,954/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$1,287,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,869
−HK$5,197/mo
▼ 0.25% · 3.875%
HK$85,447
−HK$2,619/mo
Today · 4.125%
HK$88,066
baseline
▲ 0.50% · 4.625%
HK$93,424
+HK$5,358/mo
Deposit HK$12.11M · loan HK$18.17M · min. income ≈ HK$176,132/mo (50% DSR)
Upfront cash ≈ HK$13.40M (deposit + AVD stamp duty HK$1,287,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,191
−HK$4,981/mo
▼ 0.25% · 3.875%
HK$94,664
−HK$2,508/mo
Today · 4.125%
HK$97,172
baseline
▲ 0.50% · 4.625%
HK$102,294
+HK$5,122/mo
Deposit HK$12.11M · loan HK$18.17M · min. income ≈ HK$194,344/mo (50% DSR)
Upfront cash ≈ HK$13.40M (deposit + AVD stamp duty HK$1,287,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,681
−HK$6,062/mo
▼ 0.25% · 3.875%
HK$99,688
−HK$3,055/mo
Today · 4.125%
HK$102,743
baseline
▲ 0.50% · 4.625%
HK$108,995
+HK$6,252/mo
Deposit HK$9.09M · loan HK$21.20M · min. income ≈ HK$205,486/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$1,287,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,556
−HK$5,811/mo
▼ 0.25% · 3.875%
HK$110,441
−HK$2,926/mo
Today · 4.125%
HK$113,367
baseline
▲ 0.50% · 4.625%
HK$119,343
+HK$5,976/mo
Deposit HK$9.09M · loan HK$21.20M · min. income ≈ HK$226,734/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$1,287,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,304
−HK$7,795/mo
▼ 0.25% · 3.875%
HK$128,170
−HK$3,929/mo
Today · 4.125%
HK$132,099
baseline
▲ 0.50% · 4.625%
HK$140,137
+HK$8,038/mo
Deposit HK$3.03M · loan HK$27.26M · min. income ≈ HK$264,198/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,287,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,287
−HK$7,471/mo
▼ 0.25% · 3.875%
HK$141,996
−HK$3,762/mo
Today · 4.125%
HK$145,758
baseline
▲ 0.50% · 4.625%
HK$153,441
+HK$7,683/mo
Deposit HK$3.03M · loan HK$27.26M · min. income ≈ HK$291,516/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,287,115 · Scale 2, in force from 26 Feb 2026)