LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,058
−HK$4,331/mo
▼ 0.25% · 3.875%
HK$71,206
−HK$2,183/mo
Today · 4.125%
HK$73,389
baseline
▲ 0.50% · 4.625%
HK$77,854
+HK$4,465/mo
Deposit HK$15.14M · loan HK$15.14M · min. income ≈ HK$146,778/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$1,287,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,827
−HK$4,150/mo
▼ 0.25% · 3.875%
HK$78,887
−HK$2,090/mo
Today · 4.125%
HK$80,977
baseline
▲ 0.50% · 4.625%
HK$85,246
+HK$4,269/mo
Deposit HK$15.14M · loan HK$15.14M · min. income ≈ HK$161,954/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$1,287,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,870
−HK$5,196/mo
▼ 0.25% · 3.875%
HK$85,448
−HK$2,618/mo
Today · 4.125%
HK$88,066
baseline
▲ 0.50% · 4.625%
HK$93,425
+HK$5,359/mo
Deposit HK$12.11M · loan HK$18.17M · min. income ≈ HK$176,132/mo (50% DSR)
Upfront cash ≈ HK$13.40M (deposit + AVD stamp duty HK$1,287,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,192
−HK$4,981/mo
▼ 0.25% · 3.875%
HK$94,664
−HK$2,509/mo
Today · 4.125%
HK$97,173
baseline
▲ 0.50% · 4.625%
HK$102,295
+HK$5,122/mo
Deposit HK$12.11M · loan HK$18.17M · min. income ≈ HK$194,346/mo (50% DSR)
Upfront cash ≈ HK$13.40M (deposit + AVD stamp duty HK$1,287,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,681
−HK$6,063/mo
▼ 0.25% · 3.875%
HK$99,689
−HK$3,055/mo
Today · 4.125%
HK$102,744
baseline
▲ 0.50% · 4.625%
HK$108,996
+HK$6,252/mo
Deposit HK$9.09M · loan HK$21.20M · min. income ≈ HK$205,488/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$1,287,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,557
−HK$5,811/mo
▼ 0.25% · 3.875%
HK$110,442
−HK$2,926/mo
Today · 4.125%
HK$113,368
baseline
▲ 0.50% · 4.625%
HK$119,344
+HK$5,976/mo
Deposit HK$9.09M · loan HK$21.20M · min. income ≈ HK$226,736/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$1,287,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,305
−HK$7,795/mo
▼ 0.25% · 3.875%
HK$128,171
−HK$3,929/mo
Today · 4.125%
HK$132,100
baseline
▲ 0.50% · 4.625%
HK$140,138
+HK$8,038/mo
Deposit HK$3.03M · loan HK$27.26M · min. income ≈ HK$264,200/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,287,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,288
−HK$7,471/mo
▼ 0.25% · 3.875%
HK$141,997
−HK$3,762/mo
Today · 4.125%
HK$145,759
baseline
▲ 0.50% · 4.625%
HK$153,442
+HK$7,683/mo
Deposit HK$3.03M · loan HK$27.26M · min. income ≈ HK$291,518/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,287,125 · Scale 2, in force from 26 Feb 2026)