LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,064
−HK$4,331/mo
▼ 0.25% · 3.875%
HK$71,213
−HK$2,182/mo
Today · 4.125%
HK$73,395
baseline
▲ 0.50% · 4.625%
HK$77,861
+HK$4,466/mo
Deposit HK$15.14M · loan HK$15.14M · min. income ≈ HK$146,790/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$1,287,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,833
−HK$4,152/mo
▼ 0.25% · 3.875%
HK$78,894
−HK$2,091/mo
Today · 4.125%
HK$80,985
baseline
▲ 0.50% · 4.625%
HK$85,253
+HK$4,268/mo
Deposit HK$15.14M · loan HK$15.14M · min. income ≈ HK$161,970/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$1,287,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,877
−HK$5,197/mo
▼ 0.25% · 3.875%
HK$85,455
−HK$2,619/mo
Today · 4.125%
HK$88,074
baseline
▲ 0.50% · 4.625%
HK$93,434
+HK$5,360/mo
Deposit HK$12.12M · loan HK$18.17M · min. income ≈ HK$176,148/mo (50% DSR)
Upfront cash ≈ HK$13.40M (deposit + AVD stamp duty HK$1,287,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,200
−HK$4,981/mo
▼ 0.25% · 3.875%
HK$94,673
−HK$2,508/mo
Today · 4.125%
HK$97,181
baseline
▲ 0.50% · 4.625%
HK$102,304
+HK$5,123/mo
Deposit HK$12.12M · loan HK$18.17M · min. income ≈ HK$194,362/mo (50% DSR)
Upfront cash ≈ HK$13.40M (deposit + AVD stamp duty HK$1,287,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,690
−HK$6,064/mo
▼ 0.25% · 3.875%
HK$99,698
−HK$3,056/mo
Today · 4.125%
HK$102,754
baseline
▲ 0.50% · 4.625%
HK$109,006
+HK$6,252/mo
Deposit HK$9.09M · loan HK$21.20M · min. income ≈ HK$205,508/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$1,287,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,567
−HK$5,811/mo
▼ 0.25% · 3.875%
HK$110,452
−HK$2,926/mo
Today · 4.125%
HK$113,378
baseline
▲ 0.50% · 4.625%
HK$119,355
+HK$5,977/mo
Deposit HK$9.09M · loan HK$21.20M · min. income ≈ HK$226,756/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$1,287,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,316
−HK$7,796/mo
▼ 0.25% · 3.875%
HK$128,183
−HK$3,929/mo
Today · 4.125%
HK$132,112
baseline
▲ 0.50% · 4.625%
HK$140,150
+HK$8,038/mo
Deposit HK$3.03M · loan HK$27.26M · min. income ≈ HK$264,224/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,287,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,300
−HK$7,472/mo
▼ 0.25% · 3.875%
HK$142,009
−HK$3,763/mo
Today · 4.125%
HK$145,772
baseline
▲ 0.50% · 4.625%
HK$153,456
+HK$7,684/mo
Deposit HK$3.03M · loan HK$27.26M · min. income ≈ HK$291,544/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,287,241 · Scale 2, in force from 26 Feb 2026)