LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,065
−HK$4,331/mo
▼ 0.25% · 3.875%
HK$71,213
−HK$2,183/mo
Today · 4.125%
HK$73,396
baseline
▲ 0.50% · 4.625%
HK$77,862
+HK$4,466/mo
Deposit HK$15.14M · loan HK$15.14M · min. income ≈ HK$146,792/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$1,287,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,834
−HK$4,151/mo
▼ 0.25% · 3.875%
HK$78,895
−HK$2,090/mo
Today · 4.125%
HK$80,985
baseline
▲ 0.50% · 4.625%
HK$85,254
+HK$4,269/mo
Deposit HK$15.14M · loan HK$15.14M · min. income ≈ HK$161,970/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$1,287,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,878
−HK$5,197/mo
▼ 0.25% · 3.875%
HK$85,456
−HK$2,619/mo
Today · 4.125%
HK$88,075
baseline
▲ 0.50% · 4.625%
HK$93,434
+HK$5,359/mo
Deposit HK$12.12M · loan HK$18.17M · min. income ≈ HK$176,150/mo (50% DSR)
Upfront cash ≈ HK$13.40M (deposit + AVD stamp duty HK$1,287,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,201
−HK$4,981/mo
▼ 0.25% · 3.875%
HK$94,674
−HK$2,508/mo
Today · 4.125%
HK$97,182
baseline
▲ 0.50% · 4.625%
HK$102,305
+HK$5,123/mo
Deposit HK$12.12M · loan HK$18.17M · min. income ≈ HK$194,364/mo (50% DSR)
Upfront cash ≈ HK$13.40M (deposit + AVD stamp duty HK$1,287,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,691
−HK$6,063/mo
▼ 0.25% · 3.875%
HK$99,699
−HK$3,055/mo
Today · 4.125%
HK$102,754
baseline
▲ 0.50% · 4.625%
HK$109,007
+HK$6,253/mo
Deposit HK$9.09M · loan HK$21.20M · min. income ≈ HK$205,508/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$1,287,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,568
−HK$5,811/mo
▼ 0.25% · 3.875%
HK$110,453
−HK$2,926/mo
Today · 4.125%
HK$113,379
baseline
▲ 0.50% · 4.625%
HK$119,356
+HK$5,977/mo
Deposit HK$9.09M · loan HK$21.20M · min. income ≈ HK$226,758/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$1,287,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,317
−HK$7,796/mo
▼ 0.25% · 3.875%
HK$128,184
−HK$3,929/mo
Today · 4.125%
HK$132,113
baseline
▲ 0.50% · 4.625%
HK$140,152
+HK$8,039/mo
Deposit HK$3.03M · loan HK$27.26M · min. income ≈ HK$264,226/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,287,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,302
−HK$7,472/mo
▼ 0.25% · 3.875%
HK$142,011
−HK$3,763/mo
Today · 4.125%
HK$145,774
baseline
▲ 0.50% · 4.625%
HK$153,457
+HK$7,683/mo
Deposit HK$3.03M · loan HK$27.26M · min. income ≈ HK$291,548/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,287,252 · Scale 2, in force from 26 Feb 2026)