LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,067
−HK$4,331/mo
▼ 0.25% · 3.875%
HK$71,215
−HK$2,183/mo
Today · 4.125%
HK$73,398
baseline
▲ 0.50% · 4.625%
HK$77,864
+HK$4,466/mo
Deposit HK$15.14M · loan HK$15.14M · min. income ≈ HK$146,796/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$1,287,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,836
−HK$4,151/mo
▼ 0.25% · 3.875%
HK$78,897
−HK$2,090/mo
Today · 4.125%
HK$80,987
baseline
▲ 0.50% · 4.625%
HK$85,256
+HK$4,269/mo
Deposit HK$15.14M · loan HK$15.14M · min. income ≈ HK$161,974/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$1,287,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,880
−HK$5,197/mo
▼ 0.25% · 3.875%
HK$85,458
−HK$2,619/mo
Today · 4.125%
HK$88,077
baseline
▲ 0.50% · 4.625%
HK$93,437
+HK$5,360/mo
Deposit HK$12.12M · loan HK$18.17M · min. income ≈ HK$176,154/mo (50% DSR)
Upfront cash ≈ HK$13.40M (deposit + AVD stamp duty HK$1,287,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,203
−HK$4,982/mo
▼ 0.25% · 3.875%
HK$94,676
−HK$2,509/mo
Today · 4.125%
HK$97,185
baseline
▲ 0.50% · 4.625%
HK$102,308
+HK$5,123/mo
Deposit HK$12.12M · loan HK$18.17M · min. income ≈ HK$194,370/mo (50% DSR)
Upfront cash ≈ HK$13.40M (deposit + AVD stamp duty HK$1,287,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,694
−HK$6,063/mo
▼ 0.25% · 3.875%
HK$99,701
−HK$3,056/mo
Today · 4.125%
HK$102,757
baseline
▲ 0.50% · 4.625%
HK$109,010
+HK$6,253/mo
Deposit HK$9.09M · loan HK$21.20M · min. income ≈ HK$205,514/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$1,287,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,571
−HK$5,811/mo
▼ 0.25% · 3.875%
HK$110,456
−HK$2,926/mo
Today · 4.125%
HK$113,382
baseline
▲ 0.50% · 4.625%
HK$119,359
+HK$5,977/mo
Deposit HK$9.09M · loan HK$21.20M · min. income ≈ HK$226,764/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$1,287,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,320
−HK$7,796/mo
▼ 0.25% · 3.875%
HK$128,187
−HK$3,929/mo
Today · 4.125%
HK$132,116
baseline
▲ 0.50% · 4.625%
HK$140,155
+HK$8,039/mo
Deposit HK$3.03M · loan HK$27.26M · min. income ≈ HK$264,232/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,287,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,305
−HK$7,472/mo
▼ 0.25% · 3.875%
HK$142,014
−HK$3,763/mo
Today · 4.125%
HK$145,777
baseline
▲ 0.50% · 4.625%
HK$153,461
+HK$7,684/mo
Deposit HK$3.03M · loan HK$27.26M · min. income ≈ HK$291,554/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,287,285 · Scale 2, in force from 26 Feb 2026)