LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,068
−HK$4,331/mo
▼ 0.25% · 3.875%
HK$71,216
−HK$2,183/mo
Today · 4.125%
HK$73,399
baseline
▲ 0.50% · 4.625%
HK$77,865
+HK$4,466/mo
Deposit HK$15.14M · loan HK$15.14M · min. income ≈ HK$146,798/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$1,287,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,838
−HK$4,151/mo
▼ 0.25% · 3.875%
HK$78,898
−HK$2,091/mo
Today · 4.125%
HK$80,989
baseline
▲ 0.50% · 4.625%
HK$85,258
+HK$4,269/mo
Deposit HK$15.14M · loan HK$15.14M · min. income ≈ HK$161,978/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$1,287,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,882
−HK$5,197/mo
▼ 0.25% · 3.875%
HK$85,460
−HK$2,619/mo
Today · 4.125%
HK$88,079
baseline
▲ 0.50% · 4.625%
HK$93,439
+HK$5,360/mo
Deposit HK$12.12M · loan HK$18.17M · min. income ≈ HK$176,158/mo (50% DSR)
Upfront cash ≈ HK$13.40M (deposit + AVD stamp duty HK$1,287,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,205
−HK$4,982/mo
▼ 0.25% · 3.875%
HK$94,678
−HK$2,509/mo
Today · 4.125%
HK$97,187
baseline
▲ 0.50% · 4.625%
HK$102,309
+HK$5,122/mo
Deposit HK$12.12M · loan HK$18.17M · min. income ≈ HK$194,374/mo (50% DSR)
Upfront cash ≈ HK$13.40M (deposit + AVD stamp duty HK$1,287,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,695
−HK$6,064/mo
▼ 0.25% · 3.875%
HK$99,703
−HK$3,056/mo
Today · 4.125%
HK$102,759
baseline
▲ 0.50% · 4.625%
HK$109,012
+HK$6,253/mo
Deposit HK$9.09M · loan HK$21.20M · min. income ≈ HK$205,518/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$1,287,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,573
−HK$5,811/mo
▼ 0.25% · 3.875%
HK$110,458
−HK$2,926/mo
Today · 4.125%
HK$113,384
baseline
▲ 0.50% · 4.625%
HK$119,361
+HK$5,977/mo
Deposit HK$9.09M · loan HK$21.20M · min. income ≈ HK$226,768/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$1,287,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,323
−HK$7,796/mo
▼ 0.25% · 3.875%
HK$128,190
−HK$3,929/mo
Today · 4.125%
HK$132,119
baseline
▲ 0.50% · 4.625%
HK$140,158
+HK$8,039/mo
Deposit HK$3.03M · loan HK$27.26M · min. income ≈ HK$264,238/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,287,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,308
−HK$7,472/mo
▼ 0.25% · 3.875%
HK$142,017
−HK$3,763/mo
Today · 4.125%
HK$145,780
baseline
▲ 0.50% · 4.625%
HK$153,464
+HK$7,684/mo
Deposit HK$3.03M · loan HK$27.26M · min. income ≈ HK$291,560/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,287,309 · Scale 2, in force from 26 Feb 2026)