LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,072
−HK$4,331/mo
▼ 0.25% · 3.875%
HK$71,220
−HK$2,183/mo
Today · 4.125%
HK$73,403
baseline
▲ 0.50% · 4.625%
HK$77,870
+HK$4,467/mo
Deposit HK$15.15M · loan HK$15.15M · min. income ≈ HK$146,806/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$1,287,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,842
−HK$4,151/mo
▼ 0.25% · 3.875%
HK$78,903
−HK$2,090/mo
Today · 4.125%
HK$80,993
baseline
▲ 0.50% · 4.625%
HK$85,263
+HK$4,270/mo
Deposit HK$15.15M · loan HK$15.15M · min. income ≈ HK$161,986/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$1,287,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,886
−HK$5,198/mo
▼ 0.25% · 3.875%
HK$85,465
−HK$2,619/mo
Today · 4.125%
HK$88,084
baseline
▲ 0.50% · 4.625%
HK$93,444
+HK$5,360/mo
Deposit HK$12.12M · loan HK$18.17M · min. income ≈ HK$176,168/mo (50% DSR)
Upfront cash ≈ HK$13.40M (deposit + AVD stamp duty HK$1,287,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,210
−HK$4,982/mo
▼ 0.25% · 3.875%
HK$94,683
−HK$2,509/mo
Today · 4.125%
HK$97,192
baseline
▲ 0.50% · 4.625%
HK$102,315
+HK$5,123/mo
Deposit HK$12.12M · loan HK$18.17M · min. income ≈ HK$194,384/mo (50% DSR)
Upfront cash ≈ HK$13.40M (deposit + AVD stamp duty HK$1,287,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,701
−HK$6,064/mo
▼ 0.25% · 3.875%
HK$99,709
−HK$3,056/mo
Today · 4.125%
HK$102,765
baseline
▲ 0.50% · 4.625%
HK$109,018
+HK$6,253/mo
Deposit HK$9.09M · loan HK$21.20M · min. income ≈ HK$205,530/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$1,287,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,579
−HK$5,812/mo
▼ 0.25% · 3.875%
HK$110,464
−HK$2,927/mo
Today · 4.125%
HK$113,391
baseline
▲ 0.50% · 4.625%
HK$119,368
+HK$5,977/mo
Deposit HK$9.09M · loan HK$21.20M · min. income ≈ HK$226,782/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$1,287,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,329
−HK$7,797/mo
▼ 0.25% · 3.875%
HK$128,197
−HK$3,929/mo
Today · 4.125%
HK$132,126
baseline
▲ 0.50% · 4.625%
HK$140,166
+HK$8,040/mo
Deposit HK$3.03M · loan HK$27.26M · min. income ≈ HK$264,252/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,287,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,315
−HK$7,473/mo
▼ 0.25% · 3.875%
HK$142,025
−HK$3,763/mo
Today · 4.125%
HK$145,788
baseline
▲ 0.50% · 4.625%
HK$153,473
+HK$7,685/mo
Deposit HK$3.03M · loan HK$27.26M · min. income ≈ HK$291,576/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,287,381 · Scale 2, in force from 26 Feb 2026)