LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,077
−HK$4,331/mo
▼ 0.25% · 3.875%
HK$71,225
−HK$2,183/mo
Today · 4.125%
HK$73,408
baseline
▲ 0.50% · 4.625%
HK$77,875
+HK$4,467/mo
Deposit HK$15.15M · loan HK$15.15M · min. income ≈ HK$146,816/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$1,287,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,847
−HK$4,152/mo
▼ 0.25% · 3.875%
HK$78,908
−HK$2,091/mo
Today · 4.125%
HK$80,999
baseline
▲ 0.50% · 4.625%
HK$85,269
+HK$4,270/mo
Deposit HK$15.15M · loan HK$15.15M · min. income ≈ HK$161,998/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$1,287,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,892
−HK$5,198/mo
▼ 0.25% · 3.875%
HK$85,470
−HK$2,620/mo
Today · 4.125%
HK$88,090
baseline
▲ 0.50% · 4.625%
HK$93,450
+HK$5,360/mo
Deposit HK$12.12M · loan HK$18.18M · min. income ≈ HK$176,180/mo (50% DSR)
Upfront cash ≈ HK$13.40M (deposit + AVD stamp duty HK$1,287,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,217
−HK$4,982/mo
▼ 0.25% · 3.875%
HK$94,690
−HK$2,509/mo
Today · 4.125%
HK$97,199
baseline
▲ 0.50% · 4.625%
HK$102,322
+HK$5,123/mo
Deposit HK$12.12M · loan HK$18.18M · min. income ≈ HK$194,398/mo (50% DSR)
Upfront cash ≈ HK$13.40M (deposit + AVD stamp duty HK$1,287,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,707
−HK$6,065/mo
▼ 0.25% · 3.875%
HK$99,716
−HK$3,056/mo
Today · 4.125%
HK$102,772
baseline
▲ 0.50% · 4.625%
HK$109,025
+HK$6,253/mo
Deposit HK$9.09M · loan HK$21.21M · min. income ≈ HK$205,544/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$1,287,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,586
−HK$5,813/mo
▼ 0.25% · 3.875%
HK$110,471
−HK$2,928/mo
Today · 4.125%
HK$113,399
baseline
▲ 0.50% · 4.625%
HK$119,376
+HK$5,977/mo
Deposit HK$9.09M · loan HK$21.21M · min. income ≈ HK$226,798/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$1,287,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,338
−HK$7,797/mo
▼ 0.25% · 3.875%
HK$128,206
−HK$3,929/mo
Today · 4.125%
HK$132,135
baseline
▲ 0.50% · 4.625%
HK$140,175
+HK$8,040/mo
Deposit HK$3.03M · loan HK$27.26M · min. income ≈ HK$264,270/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,287,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,325
−HK$7,473/mo
▼ 0.25% · 3.875%
HK$142,035
−HK$3,763/mo
Today · 4.125%
HK$145,798
baseline
▲ 0.50% · 4.625%
HK$153,483
+HK$7,685/mo
Deposit HK$3.03M · loan HK$27.26M · min. income ≈ HK$291,596/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,287,470 · Scale 2, in force from 26 Feb 2026)