LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,084
−HK$4,332/mo
▼ 0.25% · 3.875%
HK$71,233
−HK$2,183/mo
Today · 4.125%
HK$73,416
baseline
▲ 0.50% · 4.625%
HK$77,883
+HK$4,467/mo
Deposit HK$15.15M · loan HK$15.15M · min. income ≈ HK$146,832/mo (50% DSR)
Upfront cash ≈ HK$16.44M (deposit + AVD stamp duty HK$1,287,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,855
−HK$4,152/mo
▼ 0.25% · 3.875%
HK$78,916
−HK$2,091/mo
Today · 4.125%
HK$81,007
baseline
▲ 0.50% · 4.625%
HK$85,277
+HK$4,270/mo
Deposit HK$15.15M · loan HK$15.15M · min. income ≈ HK$162,014/mo (50% DSR)
Upfront cash ≈ HK$16.44M (deposit + AVD stamp duty HK$1,287,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,901
−HK$5,198/mo
▼ 0.25% · 3.875%
HK$85,479
−HK$2,620/mo
Today · 4.125%
HK$88,099
baseline
▲ 0.50% · 4.625%
HK$93,460
+HK$5,361/mo
Deposit HK$12.12M · loan HK$18.18M · min. income ≈ HK$176,198/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,287,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,226
−HK$4,983/mo
▼ 0.25% · 3.875%
HK$94,700
−HK$2,509/mo
Today · 4.125%
HK$97,209
baseline
▲ 0.50% · 4.625%
HK$102,333
+HK$5,124/mo
Deposit HK$12.12M · loan HK$18.18M · min. income ≈ HK$194,418/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,287,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,717
−HK$6,065/mo
▼ 0.25% · 3.875%
HK$99,726
−HK$3,056/mo
Today · 4.125%
HK$102,782
baseline
▲ 0.50% · 4.625%
HK$109,036
+HK$6,254/mo
Deposit HK$9.09M · loan HK$21.21M · min. income ≈ HK$205,564/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$1,287,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,597
−HK$5,813/mo
▼ 0.25% · 3.875%
HK$110,483
−HK$2,927/mo
Today · 4.125%
HK$113,410
baseline
▲ 0.50% · 4.625%
HK$119,388
+HK$5,978/mo
Deposit HK$9.09M · loan HK$21.21M · min. income ≈ HK$226,820/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$1,287,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,351
−HK$7,798/mo
▼ 0.25% · 3.875%
HK$128,219
−HK$3,930/mo
Today · 4.125%
HK$132,149
baseline
▲ 0.50% · 4.625%
HK$140,190
+HK$8,041/mo
Deposit HK$3.03M · loan HK$27.27M · min. income ≈ HK$264,298/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,287,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,339
−HK$7,474/mo
▼ 0.25% · 3.875%
HK$142,049
−HK$3,764/mo
Today · 4.125%
HK$145,813
baseline
▲ 0.50% · 4.625%
HK$153,499
+HK$7,686/mo
Deposit HK$3.03M · loan HK$27.27M · min. income ≈ HK$291,626/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,287,603 · Scale 2, in force from 26 Feb 2026)