LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,085
−HK$4,333/mo
▼ 0.25% · 3.875%
HK$71,234
−HK$2,184/mo
Today · 4.125%
HK$73,418
baseline
▲ 0.50% · 4.625%
HK$77,885
+HK$4,467/mo
Deposit HK$15.15M · loan HK$15.15M · min. income ≈ HK$146,836/mo (50% DSR)
Upfront cash ≈ HK$16.44M (deposit + AVD stamp duty HK$1,287,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,857
−HK$4,152/mo
▼ 0.25% · 3.875%
HK$78,918
−HK$2,091/mo
Today · 4.125%
HK$81,009
baseline
▲ 0.50% · 4.625%
HK$85,279
+HK$4,270/mo
Deposit HK$15.15M · loan HK$15.15M · min. income ≈ HK$162,018/mo (50% DSR)
Upfront cash ≈ HK$16.44M (deposit + AVD stamp duty HK$1,287,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,902
−HK$5,199/mo
▼ 0.25% · 3.875%
HK$85,481
−HK$2,620/mo
Today · 4.125%
HK$88,101
baseline
▲ 0.50% · 4.625%
HK$93,462
+HK$5,361/mo
Deposit HK$12.12M · loan HK$18.18M · min. income ≈ HK$176,202/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,287,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,228
−HK$4,983/mo
▼ 0.25% · 3.875%
HK$94,702
−HK$2,509/mo
Today · 4.125%
HK$97,211
baseline
▲ 0.50% · 4.625%
HK$102,335
+HK$5,124/mo
Deposit HK$12.12M · loan HK$18.18M · min. income ≈ HK$194,422/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,287,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,720
−HK$6,065/mo
▼ 0.25% · 3.875%
HK$99,728
−HK$3,057/mo
Today · 4.125%
HK$102,785
baseline
▲ 0.50% · 4.625%
HK$109,039
+HK$6,254/mo
Deposit HK$9.09M · loan HK$21.21M · min. income ≈ HK$205,570/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$1,287,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,600
−HK$5,813/mo
▼ 0.25% · 3.875%
HK$110,485
−HK$2,928/mo
Today · 4.125%
HK$113,413
baseline
▲ 0.50% · 4.625%
HK$119,391
+HK$5,978/mo
Deposit HK$9.09M · loan HK$21.21M · min. income ≈ HK$226,826/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$1,287,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,354
−HK$7,798/mo
▼ 0.25% · 3.875%
HK$128,222
−HK$3,930/mo
Today · 4.125%
HK$132,152
baseline
▲ 0.50% · 4.625%
HK$140,193
+HK$8,041/mo
Deposit HK$3.03M · loan HK$27.27M · min. income ≈ HK$264,304/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,287,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,342
−HK$7,474/mo
▼ 0.25% · 3.875%
HK$142,053
−HK$3,763/mo
Today · 4.125%
HK$145,816
baseline
▲ 0.50% · 4.625%
HK$153,503
+HK$7,687/mo
Deposit HK$3.03M · loan HK$27.27M · min. income ≈ HK$291,632/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,287,632 · Scale 2, in force from 26 Feb 2026)