LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,088
−HK$4,332/mo
▼ 0.25% · 3.875%
HK$71,237
−HK$2,183/mo
Today · 4.125%
HK$73,420
baseline
▲ 0.50% · 4.625%
HK$77,887
+HK$4,467/mo
Deposit HK$15.15M · loan HK$15.15M · min. income ≈ HK$146,840/mo (50% DSR)
Upfront cash ≈ HK$16.44M (deposit + AVD stamp duty HK$1,287,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,859
−HK$4,153/mo
▼ 0.25% · 3.875%
HK$78,921
−HK$2,091/mo
Today · 4.125%
HK$81,012
baseline
▲ 0.50% · 4.625%
HK$85,282
+HK$4,270/mo
Deposit HK$15.15M · loan HK$15.15M · min. income ≈ HK$162,024/mo (50% DSR)
Upfront cash ≈ HK$16.44M (deposit + AVD stamp duty HK$1,287,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,905
−HK$5,199/mo
▼ 0.25% · 3.875%
HK$85,484
−HK$2,620/mo
Today · 4.125%
HK$88,104
baseline
▲ 0.50% · 4.625%
HK$93,465
+HK$5,361/mo
Deposit HK$12.12M · loan HK$18.18M · min. income ≈ HK$176,208/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,287,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,231
−HK$4,983/mo
▼ 0.25% · 3.875%
HK$94,705
−HK$2,509/mo
Today · 4.125%
HK$97,214
baseline
▲ 0.50% · 4.625%
HK$102,338
+HK$5,124/mo
Deposit HK$12.12M · loan HK$18.18M · min. income ≈ HK$194,428/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,287,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,723
−HK$6,065/mo
▼ 0.25% · 3.875%
HK$99,731
−HK$3,057/mo
Today · 4.125%
HK$102,788
baseline
▲ 0.50% · 4.625%
HK$109,042
+HK$6,254/mo
Deposit HK$9.09M · loan HK$21.21M · min. income ≈ HK$205,576/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$1,287,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,603
−HK$5,813/mo
▼ 0.25% · 3.875%
HK$110,489
−HK$2,927/mo
Today · 4.125%
HK$113,416
baseline
▲ 0.50% · 4.625%
HK$119,395
+HK$5,979/mo
Deposit HK$9.09M · loan HK$21.21M · min. income ≈ HK$226,832/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$1,287,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,358
−HK$7,798/mo
▼ 0.25% · 3.875%
HK$128,226
−HK$3,930/mo
Today · 4.125%
HK$132,156
baseline
▲ 0.50% · 4.625%
HK$140,197
+HK$8,041/mo
Deposit HK$3.03M · loan HK$27.27M · min. income ≈ HK$264,312/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,287,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,347
−HK$7,474/mo
▼ 0.25% · 3.875%
HK$142,057
−HK$3,764/mo
Today · 4.125%
HK$145,821
baseline
▲ 0.50% · 4.625%
HK$153,507
+HK$7,686/mo
Deposit HK$3.03M · loan HK$27.27M · min. income ≈ HK$291,642/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,287,672 · Scale 2, in force from 26 Feb 2026)