LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,089
−HK$4,332/mo
▼ 0.25% · 3.875%
HK$71,238
−HK$2,183/mo
Today · 4.125%
HK$73,421
baseline
▲ 0.50% · 4.625%
HK$77,889
+HK$4,468/mo
Deposit HK$15.15M · loan HK$15.15M · min. income ≈ HK$146,842/mo (50% DSR)
Upfront cash ≈ HK$16.44M (deposit + AVD stamp duty HK$1,287,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,861
−HK$4,152/mo
▼ 0.25% · 3.875%
HK$78,922
−HK$2,091/mo
Today · 4.125%
HK$81,013
baseline
▲ 0.50% · 4.625%
HK$85,283
+HK$4,270/mo
Deposit HK$15.15M · loan HK$15.15M · min. income ≈ HK$162,026/mo (50% DSR)
Upfront cash ≈ HK$16.44M (deposit + AVD stamp duty HK$1,287,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,907
−HK$5,199/mo
▼ 0.25% · 3.875%
HK$85,485
−HK$2,621/mo
Today · 4.125%
HK$88,106
baseline
▲ 0.50% · 4.625%
HK$93,467
+HK$5,361/mo
Deposit HK$12.12M · loan HK$18.18M · min. income ≈ HK$176,212/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,287,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,233
−HK$4,983/mo
▼ 0.25% · 3.875%
HK$94,706
−HK$2,510/mo
Today · 4.125%
HK$97,216
baseline
▲ 0.50% · 4.625%
HK$102,340
+HK$5,124/mo
Deposit HK$12.12M · loan HK$18.18M · min. income ≈ HK$194,432/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,287,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,724
−HK$6,066/mo
▼ 0.25% · 3.875%
HK$99,733
−HK$3,057/mo
Today · 4.125%
HK$102,790
baseline
▲ 0.50% · 4.625%
HK$109,044
+HK$6,254/mo
Deposit HK$9.09M · loan HK$21.21M · min. income ≈ HK$205,580/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$1,287,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,605
−HK$5,813/mo
▼ 0.25% · 3.875%
HK$110,491
−HK$2,927/mo
Today · 4.125%
HK$113,418
baseline
▲ 0.50% · 4.625%
HK$119,397
+HK$5,979/mo
Deposit HK$9.09M · loan HK$21.21M · min. income ≈ HK$226,836/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$1,287,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,360
−HK$7,798/mo
▼ 0.25% · 3.875%
HK$128,228
−HK$3,930/mo
Today · 4.125%
HK$132,158
baseline
▲ 0.50% · 4.625%
HK$140,200
+HK$8,042/mo
Deposit HK$3.03M · loan HK$27.27M · min. income ≈ HK$264,316/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,287,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,349
−HK$7,475/mo
▼ 0.25% · 3.875%
HK$142,060
−HK$3,764/mo
Today · 4.125%
HK$145,824
baseline
▲ 0.50% · 4.625%
HK$153,510
+HK$7,686/mo
Deposit HK$3.03M · loan HK$27.27M · min. income ≈ HK$291,648/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,287,695 · Scale 2, in force from 26 Feb 2026)