LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,089
−HK$4,333/mo
▼ 0.25% · 3.875%
HK$71,238
−HK$2,184/mo
Today · 4.125%
HK$73,422
baseline
▲ 0.50% · 4.625%
HK$77,889
+HK$4,467/mo
Deposit HK$15.15M · loan HK$15.15M · min. income ≈ HK$146,844/mo (50% DSR)
Upfront cash ≈ HK$16.44M (deposit + AVD stamp duty HK$1,287,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,861
−HK$4,153/mo
▼ 0.25% · 3.875%
HK$78,923
−HK$2,091/mo
Today · 4.125%
HK$81,014
baseline
▲ 0.50% · 4.625%
HK$85,284
+HK$4,270/mo
Deposit HK$15.15M · loan HK$15.15M · min. income ≈ HK$162,028/mo (50% DSR)
Upfront cash ≈ HK$16.44M (deposit + AVD stamp duty HK$1,287,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,907
−HK$5,199/mo
▼ 0.25% · 3.875%
HK$85,486
−HK$2,620/mo
Today · 4.125%
HK$88,106
baseline
▲ 0.50% · 4.625%
HK$93,467
+HK$5,361/mo
Deposit HK$12.12M · loan HK$18.18M · min. income ≈ HK$176,212/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,287,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,233
−HK$4,984/mo
▼ 0.25% · 3.875%
HK$94,707
−HK$2,510/mo
Today · 4.125%
HK$97,217
baseline
▲ 0.50% · 4.625%
HK$102,341
+HK$5,124/mo
Deposit HK$12.12M · loan HK$18.18M · min. income ≈ HK$194,434/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,287,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,725
−HK$6,066/mo
▼ 0.25% · 3.875%
HK$99,734
−HK$3,057/mo
Today · 4.125%
HK$102,791
baseline
▲ 0.50% · 4.625%
HK$109,045
+HK$6,254/mo
Deposit HK$9.09M · loan HK$21.21M · min. income ≈ HK$205,582/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$1,287,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,606
−HK$5,813/mo
▼ 0.25% · 3.875%
HK$110,492
−HK$2,927/mo
Today · 4.125%
HK$113,419
baseline
▲ 0.50% · 4.625%
HK$119,398
+HK$5,979/mo
Deposit HK$9.09M · loan HK$21.21M · min. income ≈ HK$226,838/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$1,287,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,361
−HK$7,798/mo
▼ 0.25% · 3.875%
HK$128,229
−HK$3,930/mo
Today · 4.125%
HK$132,159
baseline
▲ 0.50% · 4.625%
HK$140,201
+HK$8,042/mo
Deposit HK$3.03M · loan HK$27.27M · min. income ≈ HK$264,318/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,287,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,350
−HK$7,475/mo
▼ 0.25% · 3.875%
HK$142,061
−HK$3,764/mo
Today · 4.125%
HK$145,825
baseline
▲ 0.50% · 4.625%
HK$153,511
+HK$7,686/mo
Deposit HK$3.03M · loan HK$27.27M · min. income ≈ HK$291,650/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,287,705 · Scale 2, in force from 26 Feb 2026)