LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,094
−HK$4,333/mo
▼ 0.25% · 3.875%
HK$71,243
−HK$2,184/mo
Today · 4.125%
HK$73,427
baseline
▲ 0.50% · 4.625%
HK$77,894
+HK$4,467/mo
Deposit HK$15.15M · loan HK$15.15M · min. income ≈ HK$146,854/mo (50% DSR)
Upfront cash ≈ HK$16.44M (deposit + AVD stamp duty HK$1,287,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,866
−HK$4,153/mo
▼ 0.25% · 3.875%
HK$78,928
−HK$2,091/mo
Today · 4.125%
HK$81,019
baseline
▲ 0.50% · 4.625%
HK$85,290
+HK$4,271/mo
Deposit HK$15.15M · loan HK$15.15M · min. income ≈ HK$162,038/mo (50% DSR)
Upfront cash ≈ HK$16.44M (deposit + AVD stamp duty HK$1,287,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,912
−HK$5,200/mo
▼ 0.25% · 3.875%
HK$85,492
−HK$2,620/mo
Today · 4.125%
HK$88,112
baseline
▲ 0.50% · 4.625%
HK$93,473
+HK$5,361/mo
Deposit HK$12.12M · loan HK$18.18M · min. income ≈ HK$176,224/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,287,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,239
−HK$4,984/mo
▼ 0.25% · 3.875%
HK$94,713
−HK$2,510/mo
Today · 4.125%
HK$97,223
baseline
▲ 0.50% · 4.625%
HK$102,347
+HK$5,124/mo
Deposit HK$12.12M · loan HK$18.18M · min. income ≈ HK$194,446/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,287,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,731
−HK$6,066/mo
▼ 0.25% · 3.875%
HK$99,740
−HK$3,057/mo
Today · 4.125%
HK$102,797
baseline
▲ 0.50% · 4.625%
HK$109,052
+HK$6,255/mo
Deposit HK$9.09M · loan HK$21.21M · min. income ≈ HK$205,594/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$1,287,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,612
−HK$5,814/mo
▼ 0.25% · 3.875%
HK$110,499
−HK$2,927/mo
Today · 4.125%
HK$113,426
baseline
▲ 0.50% · 4.625%
HK$119,405
+HK$5,979/mo
Deposit HK$9.09M · loan HK$21.21M · min. income ≈ HK$226,852/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$1,287,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,369
−HK$7,799/mo
▼ 0.25% · 3.875%
HK$128,237
−HK$3,931/mo
Today · 4.125%
HK$132,168
baseline
▲ 0.50% · 4.625%
HK$140,210
+HK$8,042/mo
Deposit HK$3.03M · loan HK$27.27M · min. income ≈ HK$264,336/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,287,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,359
−HK$7,475/mo
▼ 0.25% · 3.875%
HK$142,070
−HK$3,764/mo
Today · 4.125%
HK$145,834
baseline
▲ 0.50% · 4.625%
HK$153,521
+HK$7,687/mo
Deposit HK$3.03M · loan HK$27.27M · min. income ≈ HK$291,668/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,287,787 · Scale 2, in force from 26 Feb 2026)