LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,097
−HK$4,333/mo
▼ 0.25% · 3.875%
HK$71,247
−HK$2,183/mo
Today · 4.125%
HK$73,430
baseline
▲ 0.50% · 4.625%
HK$77,898
+HK$4,468/mo
Deposit HK$15.15M · loan HK$15.15M · min. income ≈ HK$146,860/mo (50% DSR)
Upfront cash ≈ HK$16.44M (deposit + AVD stamp duty HK$1,287,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,870
−HK$4,153/mo
▼ 0.25% · 3.875%
HK$78,932
−HK$2,091/mo
Today · 4.125%
HK$81,023
baseline
▲ 0.50% · 4.625%
HK$85,294
+HK$4,271/mo
Deposit HK$15.15M · loan HK$15.15M · min. income ≈ HK$162,046/mo (50% DSR)
Upfront cash ≈ HK$16.44M (deposit + AVD stamp duty HK$1,287,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,917
−HK$5,199/mo
▼ 0.25% · 3.875%
HK$85,496
−HK$2,620/mo
Today · 4.125%
HK$88,116
baseline
▲ 0.50% · 4.625%
HK$93,478
+HK$5,362/mo
Deposit HK$12.12M · loan HK$18.18M · min. income ≈ HK$176,232/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,287,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,244
−HK$4,984/mo
▼ 0.25% · 3.875%
HK$94,718
−HK$2,510/mo
Today · 4.125%
HK$97,228
baseline
▲ 0.50% · 4.625%
HK$102,353
+HK$5,125/mo
Deposit HK$12.12M · loan HK$18.18M · min. income ≈ HK$194,456/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,287,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,736
−HK$6,066/mo
▼ 0.25% · 3.875%
HK$99,745
−HK$3,057/mo
Today · 4.125%
HK$102,802
baseline
▲ 0.50% · 4.625%
HK$109,058
+HK$6,256/mo
Deposit HK$9.09M · loan HK$21.21M · min. income ≈ HK$205,604/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$1,287,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,618
−HK$5,814/mo
▼ 0.25% · 3.875%
HK$110,504
−HK$2,928/mo
Today · 4.125%
HK$113,432
baseline
▲ 0.50% · 4.625%
HK$119,411
+HK$5,979/mo
Deposit HK$9.09M · loan HK$21.21M · min. income ≈ HK$226,864/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$1,287,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,375
−HK$7,799/mo
▼ 0.25% · 3.875%
HK$128,244
−HK$3,930/mo
Today · 4.125%
HK$132,174
baseline
▲ 0.50% · 4.625%
HK$140,217
+HK$8,043/mo
Deposit HK$3.03M · loan HK$27.27M · min. income ≈ HK$264,348/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,287,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,366
−HK$7,475/mo
▼ 0.25% · 3.875%
HK$142,077
−HK$3,764/mo
Today · 4.125%
HK$145,841
baseline
▲ 0.50% · 4.625%
HK$153,529
+HK$7,688/mo
Deposit HK$3.03M · loan HK$27.27M · min. income ≈ HK$291,682/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,287,852 · Scale 2, in force from 26 Feb 2026)