LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,098
−HK$4,333/mo
▼ 0.25% · 3.875%
HK$71,247
−HK$2,184/mo
Today · 4.125%
HK$73,431
baseline
▲ 0.50% · 4.625%
HK$77,899
+HK$4,468/mo
Deposit HK$15.15M · loan HK$15.15M · min. income ≈ HK$146,862/mo (50% DSR)
Upfront cash ≈ HK$16.44M (deposit + AVD stamp duty HK$1,287,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,871
−HK$4,153/mo
▼ 0.25% · 3.875%
HK$78,932
−HK$2,092/mo
Today · 4.125%
HK$81,024
baseline
▲ 0.50% · 4.625%
HK$85,295
+HK$4,271/mo
Deposit HK$15.15M · loan HK$15.15M · min. income ≈ HK$162,048/mo (50% DSR)
Upfront cash ≈ HK$16.44M (deposit + AVD stamp duty HK$1,287,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,918
−HK$5,199/mo
▼ 0.25% · 3.875%
HK$85,497
−HK$2,620/mo
Today · 4.125%
HK$88,117
baseline
▲ 0.50% · 4.625%
HK$93,479
+HK$5,362/mo
Deposit HK$12.12M · loan HK$18.18M · min. income ≈ HK$176,234/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,287,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,245
−HK$4,984/mo
▼ 0.25% · 3.875%
HK$94,719
−HK$2,510/mo
Today · 4.125%
HK$97,229
baseline
▲ 0.50% · 4.625%
HK$102,354
+HK$5,125/mo
Deposit HK$12.12M · loan HK$18.18M · min. income ≈ HK$194,458/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,287,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,737
−HK$6,066/mo
▼ 0.25% · 3.875%
HK$99,746
−HK$3,057/mo
Today · 4.125%
HK$102,803
baseline
▲ 0.50% · 4.625%
HK$109,059
+HK$6,256/mo
Deposit HK$9.09M · loan HK$21.21M · min. income ≈ HK$205,606/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$1,287,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,619
−HK$5,814/mo
▼ 0.25% · 3.875%
HK$110,505
−HK$2,928/mo
Today · 4.125%
HK$113,433
baseline
▲ 0.50% · 4.625%
HK$119,413
+HK$5,980/mo
Deposit HK$9.09M · loan HK$21.21M · min. income ≈ HK$226,866/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$1,287,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,376
−HK$7,800/mo
▼ 0.25% · 3.875%
HK$128,245
−HK$3,931/mo
Today · 4.125%
HK$132,176
baseline
▲ 0.50% · 4.625%
HK$140,218
+HK$8,042/mo
Deposit HK$3.03M · loan HK$27.27M · min. income ≈ HK$264,352/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,287,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,367
−HK$7,476/mo
▼ 0.25% · 3.875%
HK$142,078
−HK$3,765/mo
Today · 4.125%
HK$145,843
baseline
▲ 0.50% · 4.625%
HK$153,531
+HK$7,688/mo
Deposit HK$3.03M · loan HK$27.27M · min. income ≈ HK$291,686/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,287,866 · Scale 2, in force from 26 Feb 2026)