LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,100
−HK$4,333/mo
▼ 0.25% · 3.875%
HK$71,249
−HK$2,184/mo
Today · 4.125%
HK$73,433
baseline
▲ 0.50% · 4.625%
HK$77,901
+HK$4,468/mo
Deposit HK$15.15M · loan HK$15.15M · min. income ≈ HK$146,866/mo (50% DSR)
Upfront cash ≈ HK$16.44M (deposit + AVD stamp duty HK$1,287,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,873
−HK$4,153/mo
▼ 0.25% · 3.875%
HK$78,934
−HK$2,092/mo
Today · 4.125%
HK$81,026
baseline
▲ 0.50% · 4.625%
HK$85,297
+HK$4,271/mo
Deposit HK$15.15M · loan HK$15.15M · min. income ≈ HK$162,052/mo (50% DSR)
Upfront cash ≈ HK$16.44M (deposit + AVD stamp duty HK$1,287,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,919
−HK$5,200/mo
▼ 0.25% · 3.875%
HK$85,499
−HK$2,620/mo
Today · 4.125%
HK$88,119
baseline
▲ 0.50% · 4.625%
HK$93,481
+HK$5,362/mo
Deposit HK$12.12M · loan HK$18.18M · min. income ≈ HK$176,238/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,287,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,247
−HK$4,984/mo
▼ 0.25% · 3.875%
HK$94,721
−HK$2,510/mo
Today · 4.125%
HK$97,231
baseline
▲ 0.50% · 4.625%
HK$102,356
+HK$5,125/mo
Deposit HK$12.12M · loan HK$18.18M · min. income ≈ HK$194,462/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,287,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,739
−HK$6,067/mo
▼ 0.25% · 3.875%
HK$99,749
−HK$3,057/mo
Today · 4.125%
HK$102,806
baseline
▲ 0.50% · 4.625%
HK$109,061
+HK$6,255/mo
Deposit HK$9.09M · loan HK$21.21M · min. income ≈ HK$205,612/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$1,287,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,622
−HK$5,814/mo
▼ 0.25% · 3.875%
HK$110,508
−HK$2,928/mo
Today · 4.125%
HK$113,436
baseline
▲ 0.50% · 4.625%
HK$119,415
+HK$5,979/mo
Deposit HK$9.09M · loan HK$21.21M · min. income ≈ HK$226,872/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$1,287,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,379
−HK$7,800/mo
▼ 0.25% · 3.875%
HK$128,248
−HK$3,931/mo
Today · 4.125%
HK$132,179
baseline
▲ 0.50% · 4.625%
HK$140,222
+HK$8,043/mo
Deposit HK$3.03M · loan HK$27.27M · min. income ≈ HK$264,358/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,287,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,371
−HK$7,475/mo
▼ 0.25% · 3.875%
HK$142,082
−HK$3,764/mo
Today · 4.125%
HK$145,846
baseline
▲ 0.50% · 4.625%
HK$153,534
+HK$7,688/mo
Deposit HK$3.03M · loan HK$27.27M · min. income ≈ HK$291,692/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,287,896 · Scale 2, in force from 26 Feb 2026)