LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,101
−HK$4,333/mo
▼ 0.25% · 3.875%
HK$71,251
−HK$2,183/mo
Today · 4.125%
HK$73,434
baseline
▲ 0.50% · 4.625%
HK$77,903
+HK$4,469/mo
Deposit HK$15.15M · loan HK$15.15M · min. income ≈ HK$146,868/mo (50% DSR)
Upfront cash ≈ HK$16.44M (deposit + AVD stamp duty HK$1,287,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,874
−HK$4,154/mo
▼ 0.25% · 3.875%
HK$78,936
−HK$2,092/mo
Today · 4.125%
HK$81,028
baseline
▲ 0.50% · 4.625%
HK$85,299
+HK$4,271/mo
Deposit HK$15.15M · loan HK$15.15M · min. income ≈ HK$162,056/mo (50% DSR)
Upfront cash ≈ HK$16.44M (deposit + AVD stamp duty HK$1,287,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,921
−HK$5,200/mo
▼ 0.25% · 3.875%
HK$85,501
−HK$2,620/mo
Today · 4.125%
HK$88,121
baseline
▲ 0.50% · 4.625%
HK$93,483
+HK$5,362/mo
Deposit HK$12.12M · loan HK$18.18M · min. income ≈ HK$176,242/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,287,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,249
−HK$4,984/mo
▼ 0.25% · 3.875%
HK$94,723
−HK$2,510/mo
Today · 4.125%
HK$97,233
baseline
▲ 0.50% · 4.625%
HK$102,358
+HK$5,125/mo
Deposit HK$12.12M · loan HK$18.18M · min. income ≈ HK$194,466/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,287,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,742
−HK$6,066/mo
▼ 0.25% · 3.875%
HK$99,751
−HK$3,057/mo
Today · 4.125%
HK$102,808
baseline
▲ 0.50% · 4.625%
HK$109,064
+HK$6,256/mo
Deposit HK$9.09M · loan HK$21.21M · min. income ≈ HK$205,616/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$1,287,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,624
−HK$5,815/mo
▼ 0.25% · 3.875%
HK$110,510
−HK$2,929/mo
Today · 4.125%
HK$113,439
baseline
▲ 0.50% · 4.625%
HK$119,418
+HK$5,979/mo
Deposit HK$9.09M · loan HK$21.21M · min. income ≈ HK$226,878/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$1,287,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,382
−HK$7,800/mo
▼ 0.25% · 3.875%
HK$128,251
−HK$3,931/mo
Today · 4.125%
HK$132,182
baseline
▲ 0.50% · 4.625%
HK$140,225
+HK$8,043/mo
Deposit HK$3.03M · loan HK$27.27M · min. income ≈ HK$264,364/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,287,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,374
−HK$7,476/mo
▼ 0.25% · 3.875%
HK$142,085
−HK$3,765/mo
Today · 4.125%
HK$145,850
baseline
▲ 0.50% · 4.625%
HK$153,538
+HK$7,688/mo
Deposit HK$3.03M · loan HK$27.27M · min. income ≈ HK$291,700/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,287,925 · Scale 2, in force from 26 Feb 2026)