LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,105
−HK$4,334/mo
▼ 0.25% · 3.875%
HK$71,255
−HK$2,184/mo
Today · 4.125%
HK$73,439
baseline
▲ 0.50% · 4.625%
HK$77,907
+HK$4,468/mo
Deposit HK$15.15M · loan HK$15.15M · min. income ≈ HK$146,878/mo (50% DSR)
Upfront cash ≈ HK$16.44M (deposit + AVD stamp duty HK$1,288,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,879
−HK$4,153/mo
▼ 0.25% · 3.875%
HK$78,941
−HK$2,091/mo
Today · 4.125%
HK$81,032
baseline
▲ 0.50% · 4.625%
HK$85,304
+HK$4,272/mo
Deposit HK$15.15M · loan HK$15.15M · min. income ≈ HK$162,064/mo (50% DSR)
Upfront cash ≈ HK$16.44M (deposit + AVD stamp duty HK$1,288,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,926
−HK$5,200/mo
▼ 0.25% · 3.875%
HK$85,506
−HK$2,620/mo
Today · 4.125%
HK$88,126
baseline
▲ 0.50% · 4.625%
HK$93,489
+HK$5,363/mo
Deposit HK$12.12M · loan HK$18.18M · min. income ≈ HK$176,252/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,288,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,255
−HK$4,984/mo
▼ 0.25% · 3.875%
HK$94,729
−HK$2,510/mo
Today · 4.125%
HK$97,239
baseline
▲ 0.50% · 4.625%
HK$102,364
+HK$5,125/mo
Deposit HK$12.12M · loan HK$18.18M · min. income ≈ HK$194,478/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,288,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,747
−HK$6,067/mo
▼ 0.25% · 3.875%
HK$99,757
−HK$3,057/mo
Today · 4.125%
HK$102,814
baseline
▲ 0.50% · 4.625%
HK$109,070
+HK$6,256/mo
Deposit HK$9.09M · loan HK$21.21M · min. income ≈ HK$205,628/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$1,288,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,630
−HK$5,815/mo
▼ 0.25% · 3.875%
HK$110,517
−HK$2,928/mo
Today · 4.125%
HK$113,445
baseline
▲ 0.50% · 4.625%
HK$119,425
+HK$5,980/mo
Deposit HK$9.09M · loan HK$21.21M · min. income ≈ HK$226,890/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$1,288,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,389
−HK$7,801/mo
▼ 0.25% · 3.875%
HK$128,259
−HK$3,931/mo
Today · 4.125%
HK$132,190
baseline
▲ 0.50% · 4.625%
HK$140,233
+HK$8,043/mo
Deposit HK$3.03M · loan HK$27.28M · min. income ≈ HK$264,380/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,288,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,382
−HK$7,476/mo
▼ 0.25% · 3.875%
HK$142,093
−HK$3,765/mo
Today · 4.125%
HK$145,858
baseline
▲ 0.50% · 4.625%
HK$153,547
+HK$7,689/mo
Deposit HK$3.03M · loan HK$27.28M · min. income ≈ HK$291,716/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,288,001 · Scale 2, in force from 26 Feb 2026)