LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,109
−HK$4,334/mo
▼ 0.25% · 3.875%
HK$71,259
−HK$2,184/mo
Today · 4.125%
HK$73,443
baseline
▲ 0.50% · 4.625%
HK$77,911
+HK$4,468/mo
Deposit HK$15.15M · loan HK$15.15M · min. income ≈ HK$146,886/mo (50% DSR)
Upfront cash ≈ HK$16.44M (deposit + AVD stamp duty HK$1,288,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,883
−HK$4,154/mo
▼ 0.25% · 3.875%
HK$78,945
−HK$2,092/mo
Today · 4.125%
HK$81,037
baseline
▲ 0.50% · 4.625%
HK$85,308
+HK$4,271/mo
Deposit HK$15.15M · loan HK$15.15M · min. income ≈ HK$162,074/mo (50% DSR)
Upfront cash ≈ HK$16.44M (deposit + AVD stamp duty HK$1,288,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,931
−HK$5,200/mo
▼ 0.25% · 3.875%
HK$85,510
−HK$2,621/mo
Today · 4.125%
HK$88,131
baseline
▲ 0.50% · 4.625%
HK$93,494
+HK$5,363/mo
Deposit HK$12.12M · loan HK$18.18M · min. income ≈ HK$176,262/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,288,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,259
−HK$4,985/mo
▼ 0.25% · 3.875%
HK$94,734
−HK$2,510/mo
Today · 4.125%
HK$97,244
baseline
▲ 0.50% · 4.625%
HK$102,370
+HK$5,126/mo
Deposit HK$12.12M · loan HK$18.18M · min. income ≈ HK$194,488/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,288,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,752
−HK$6,068/mo
▼ 0.25% · 3.875%
HK$99,762
−HK$3,058/mo
Today · 4.125%
HK$102,820
baseline
▲ 0.50% · 4.625%
HK$109,076
+HK$6,256/mo
Deposit HK$9.09M · loan HK$21.22M · min. income ≈ HK$205,640/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$1,288,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,636
−HK$5,815/mo
▼ 0.25% · 3.875%
HK$110,523
−HK$2,928/mo
Today · 4.125%
HK$113,451
baseline
▲ 0.50% · 4.625%
HK$119,431
+HK$5,980/mo
Deposit HK$9.09M · loan HK$21.22M · min. income ≈ HK$226,902/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$1,288,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,396
−HK$7,801/mo
▼ 0.25% · 3.875%
HK$128,265
−HK$3,932/mo
Today · 4.125%
HK$132,197
baseline
▲ 0.50% · 4.625%
HK$140,240
+HK$8,043/mo
Deposit HK$3.03M · loan HK$27.28M · min. income ≈ HK$264,394/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,288,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,389
−HK$7,477/mo
▼ 0.25% · 3.875%
HK$142,101
−HK$3,765/mo
Today · 4.125%
HK$145,866
baseline
▲ 0.50% · 4.625%
HK$153,555
+HK$7,689/mo
Deposit HK$3.03M · loan HK$27.28M · min. income ≈ HK$291,732/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,288,069 · Scale 2, in force from 26 Feb 2026)