LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,111
−HK$4,334/mo
▼ 0.25% · 3.875%
HK$71,260
−HK$2,185/mo
Today · 4.125%
HK$73,445
baseline
▲ 0.50% · 4.625%
HK$77,913
+HK$4,468/mo
Deposit HK$15.15M · loan HK$15.15M · min. income ≈ HK$146,890/mo (50% DSR)
Upfront cash ≈ HK$16.44M (deposit + AVD stamp duty HK$1,288,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,885
−HK$4,154/mo
▼ 0.25% · 3.875%
HK$78,947
−HK$2,092/mo
Today · 4.125%
HK$81,039
baseline
▲ 0.50% · 4.625%
HK$85,310
+HK$4,271/mo
Deposit HK$15.15M · loan HK$15.15M · min. income ≈ HK$162,078/mo (50% DSR)
Upfront cash ≈ HK$16.44M (deposit + AVD stamp duty HK$1,288,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,933
−HK$5,200/mo
▼ 0.25% · 3.875%
HK$85,512
−HK$2,621/mo
Today · 4.125%
HK$88,133
baseline
▲ 0.50% · 4.625%
HK$93,496
+HK$5,363/mo
Deposit HK$12.12M · loan HK$18.18M · min. income ≈ HK$176,266/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,288,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,262
−HK$4,985/mo
▼ 0.25% · 3.875%
HK$94,736
−HK$2,511/mo
Today · 4.125%
HK$97,247
baseline
▲ 0.50% · 4.625%
HK$102,373
+HK$5,126/mo
Deposit HK$12.12M · loan HK$18.18M · min. income ≈ HK$194,494/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,288,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,755
−HK$6,067/mo
▼ 0.25% · 3.875%
HK$99,765
−HK$3,057/mo
Today · 4.125%
HK$102,822
baseline
▲ 0.50% · 4.625%
HK$109,079
+HK$6,257/mo
Deposit HK$9.09M · loan HK$21.22M · min. income ≈ HK$205,644/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$1,288,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,639
−HK$5,815/mo
▼ 0.25% · 3.875%
HK$110,526
−HK$2,928/mo
Today · 4.125%
HK$113,454
baseline
▲ 0.50% · 4.625%
HK$119,435
+HK$5,981/mo
Deposit HK$9.09M · loan HK$21.22M · min. income ≈ HK$226,908/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$1,288,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,399
−HK$7,801/mo
▼ 0.25% · 3.875%
HK$128,269
−HK$3,931/mo
Today · 4.125%
HK$132,200
baseline
▲ 0.50% · 4.625%
HK$140,244
+HK$8,044/mo
Deposit HK$3.03M · loan HK$27.28M · min. income ≈ HK$264,400/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,288,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,393
−HK$7,477/mo
▼ 0.25% · 3.875%
HK$142,104
−HK$3,766/mo
Today · 4.125%
HK$145,870
baseline
▲ 0.50% · 4.625%
HK$153,559
+HK$7,689/mo
Deposit HK$3.03M · loan HK$27.28M · min. income ≈ HK$291,740/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,288,103 · Scale 2, in force from 26 Feb 2026)