LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,111
−HK$4,334/mo
▼ 0.25% · 3.875%
HK$71,261
−HK$2,184/mo
Today · 4.125%
HK$73,445
baseline
▲ 0.50% · 4.625%
HK$77,914
+HK$4,469/mo
Deposit HK$15.15M · loan HK$15.15M · min. income ≈ HK$146,890/mo (50% DSR)
Upfront cash ≈ HK$16.44M (deposit + AVD stamp duty HK$1,288,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,886
−HK$4,153/mo
▼ 0.25% · 3.875%
HK$78,948
−HK$2,091/mo
Today · 4.125%
HK$81,039
baseline
▲ 0.50% · 4.625%
HK$85,311
+HK$4,272/mo
Deposit HK$15.15M · loan HK$15.15M · min. income ≈ HK$162,078/mo (50% DSR)
Upfront cash ≈ HK$16.44M (deposit + AVD stamp duty HK$1,288,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,934
−HK$5,200/mo
▼ 0.25% · 3.875%
HK$85,513
−HK$2,621/mo
Today · 4.125%
HK$88,134
baseline
▲ 0.50% · 4.625%
HK$93,497
+HK$5,363/mo
Deposit HK$12.12M · loan HK$18.19M · min. income ≈ HK$176,268/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,288,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,263
−HK$4,984/mo
▼ 0.25% · 3.875%
HK$94,737
−HK$2,510/mo
Today · 4.125%
HK$97,247
baseline
▲ 0.50% · 4.625%
HK$102,373
+HK$5,126/mo
Deposit HK$12.12M · loan HK$18.19M · min. income ≈ HK$194,494/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,288,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,756
−HK$6,067/mo
▼ 0.25% · 3.875%
HK$99,765
−HK$3,058/mo
Today · 4.125%
HK$102,823
baseline
▲ 0.50% · 4.625%
HK$109,080
+HK$6,257/mo
Deposit HK$9.09M · loan HK$21.22M · min. income ≈ HK$205,646/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$1,288,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,640
−HK$5,815/mo
▼ 0.25% · 3.875%
HK$110,527
−HK$2,928/mo
Today · 4.125%
HK$113,455
baseline
▲ 0.50% · 4.625%
HK$119,436
+HK$5,981/mo
Deposit HK$9.09M · loan HK$21.22M · min. income ≈ HK$226,910/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$1,288,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,400
−HK$7,801/mo
▼ 0.25% · 3.875%
HK$128,270
−HK$3,931/mo
Today · 4.125%
HK$132,201
baseline
▲ 0.50% · 4.625%
HK$140,245
+HK$8,044/mo
Deposit HK$3.03M · loan HK$27.28M · min. income ≈ HK$264,402/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,288,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,394
−HK$7,477/mo
▼ 0.25% · 3.875%
HK$142,106
−HK$3,765/mo
Today · 4.125%
HK$145,871
baseline
▲ 0.50% · 4.625%
HK$153,560
+HK$7,689/mo
Deposit HK$3.03M · loan HK$27.28M · min. income ≈ HK$291,742/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,288,114 · Scale 2, in force from 26 Feb 2026)