LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,115
−HK$4,334/mo
▼ 0.25% · 3.875%
HK$71,264
−HK$2,185/mo
Today · 4.125%
HK$73,449
baseline
▲ 0.50% · 4.625%
HK$77,918
+HK$4,469/mo
Deposit HK$15.15M · loan HK$15.15M · min. income ≈ HK$146,898/mo (50% DSR)
Upfront cash ≈ HK$16.44M (deposit + AVD stamp duty HK$1,288,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,889
−HK$4,154/mo
▼ 0.25% · 3.875%
HK$78,951
−HK$2,092/mo
Today · 4.125%
HK$81,043
baseline
▲ 0.50% · 4.625%
HK$85,315
+HK$4,272/mo
Deposit HK$15.15M · loan HK$15.15M · min. income ≈ HK$162,086/mo (50% DSR)
Upfront cash ≈ HK$16.44M (deposit + AVD stamp duty HK$1,288,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,937
−HK$5,201/mo
▼ 0.25% · 3.875%
HK$85,517
−HK$2,621/mo
Today · 4.125%
HK$88,138
baseline
▲ 0.50% · 4.625%
HK$93,501
+HK$5,363/mo
Deposit HK$12.12M · loan HK$18.19M · min. income ≈ HK$176,276/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,288,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,267
−HK$4,985/mo
▼ 0.25% · 3.875%
HK$94,742
−HK$2,510/mo
Today · 4.125%
HK$97,252
baseline
▲ 0.50% · 4.625%
HK$102,378
+HK$5,126/mo
Deposit HK$12.12M · loan HK$18.19M · min. income ≈ HK$194,504/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,288,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,760
−HK$6,068/mo
▼ 0.25% · 3.875%
HK$99,770
−HK$3,058/mo
Today · 4.125%
HK$102,828
baseline
▲ 0.50% · 4.625%
HK$109,085
+HK$6,257/mo
Deposit HK$9.09M · loan HK$21.22M · min. income ≈ HK$205,656/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$1,288,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,645
−HK$5,816/mo
▼ 0.25% · 3.875%
HK$110,532
−HK$2,929/mo
Today · 4.125%
HK$113,461
baseline
▲ 0.50% · 4.625%
HK$119,441
+HK$5,980/mo
Deposit HK$9.09M · loan HK$21.22M · min. income ≈ HK$226,922/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$1,288,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,406
−HK$7,802/mo
▼ 0.25% · 3.875%
HK$128,276
−HK$3,932/mo
Today · 4.125%
HK$132,208
baseline
▲ 0.50% · 4.625%
HK$140,252
+HK$8,044/mo
Deposit HK$3.03M · loan HK$27.28M · min. income ≈ HK$264,416/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,288,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,401
−HK$7,477/mo
▼ 0.25% · 3.875%
HK$142,112
−HK$3,766/mo
Today · 4.125%
HK$145,878
baseline
▲ 0.50% · 4.625%
HK$153,567
+HK$7,689/mo
Deposit HK$3.03M · loan HK$27.28M · min. income ≈ HK$291,756/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,288,175 · Scale 2, in force from 26 Feb 2026)