LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,116
−HK$4,335/mo
▼ 0.25% · 3.875%
HK$71,266
−HK$2,185/mo
Today · 4.125%
HK$73,451
baseline
▲ 0.50% · 4.625%
HK$77,920
+HK$4,469/mo
Deposit HK$15.16M · loan HK$15.16M · min. income ≈ HK$146,902/mo (50% DSR)
Upfront cash ≈ HK$16.44M (deposit + AVD stamp duty HK$1,288,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,891
−HK$4,154/mo
▼ 0.25% · 3.875%
HK$78,953
−HK$2,092/mo
Today · 4.125%
HK$81,045
baseline
▲ 0.50% · 4.625%
HK$85,317
+HK$4,272/mo
Deposit HK$15.16M · loan HK$15.16M · min. income ≈ HK$162,090/mo (50% DSR)
Upfront cash ≈ HK$16.44M (deposit + AVD stamp duty HK$1,288,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,940
−HK$5,201/mo
▼ 0.25% · 3.875%
HK$85,520
−HK$2,621/mo
Today · 4.125%
HK$88,141
baseline
▲ 0.50% · 4.625%
HK$93,504
+HK$5,363/mo
Deposit HK$12.12M · loan HK$18.19M · min. income ≈ HK$176,282/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,288,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,270
−HK$4,985/mo
▼ 0.25% · 3.875%
HK$94,744
−HK$2,511/mo
Today · 4.125%
HK$97,255
baseline
▲ 0.50% · 4.625%
HK$102,381
+HK$5,126/mo
Deposit HK$12.12M · loan HK$18.19M · min. income ≈ HK$194,510/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,288,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,763
−HK$6,068/mo
▼ 0.25% · 3.875%
HK$99,773
−HK$3,058/mo
Today · 4.125%
HK$102,831
baseline
▲ 0.50% · 4.625%
HK$109,088
+HK$6,257/mo
Deposit HK$9.09M · loan HK$21.22M · min. income ≈ HK$205,662/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$1,288,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,648
−HK$5,816/mo
▼ 0.25% · 3.875%
HK$110,535
−HK$2,929/mo
Today · 4.125%
HK$113,464
baseline
▲ 0.50% · 4.625%
HK$119,444
+HK$5,980/mo
Deposit HK$9.09M · loan HK$21.22M · min. income ≈ HK$226,928/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$1,288,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,409
−HK$7,802/mo
▼ 0.25% · 3.875%
HK$128,279
−HK$3,932/mo
Today · 4.125%
HK$132,211
baseline
▲ 0.50% · 4.625%
HK$140,256
+HK$8,045/mo
Deposit HK$3.03M · loan HK$27.28M · min. income ≈ HK$264,422/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,288,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,404
−HK$7,478/mo
▼ 0.25% · 3.875%
HK$142,116
−HK$3,766/mo
Today · 4.125%
HK$145,882
baseline
▲ 0.50% · 4.625%
HK$153,571
+HK$7,689/mo
Deposit HK$3.03M · loan HK$27.28M · min. income ≈ HK$291,764/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,288,209 · Scale 2, in force from 26 Feb 2026)