LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,119
−HK$4,334/mo
▼ 0.25% · 3.875%
HK$71,269
−HK$2,184/mo
Today · 4.125%
HK$73,453
baseline
▲ 0.50% · 4.625%
HK$77,922
+HK$4,469/mo
Deposit HK$15.16M · loan HK$15.16M · min. income ≈ HK$146,906/mo (50% DSR)
Upfront cash ≈ HK$16.44M (deposit + AVD stamp duty HK$1,288,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,894
−HK$4,154/mo
▼ 0.25% · 3.875%
HK$78,956
−HK$2,092/mo
Today · 4.125%
HK$81,048
baseline
▲ 0.50% · 4.625%
HK$85,320
+HK$4,272/mo
Deposit HK$15.16M · loan HK$15.16M · min. income ≈ HK$162,096/mo (50% DSR)
Upfront cash ≈ HK$16.44M (deposit + AVD stamp duty HK$1,288,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,942
−HK$5,202/mo
▼ 0.25% · 3.875%
HK$85,522
−HK$2,622/mo
Today · 4.125%
HK$88,144
baseline
▲ 0.50% · 4.625%
HK$93,507
+HK$5,363/mo
Deposit HK$12.12M · loan HK$18.19M · min. income ≈ HK$176,288/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,288,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,272
−HK$4,986/mo
▼ 0.25% · 3.875%
HK$94,747
−HK$2,511/mo
Today · 4.125%
HK$97,258
baseline
▲ 0.50% · 4.625%
HK$102,384
+HK$5,126/mo
Deposit HK$12.12M · loan HK$18.19M · min. income ≈ HK$194,516/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,288,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,766
−HK$6,068/mo
▼ 0.25% · 3.875%
HK$99,776
−HK$3,058/mo
Today · 4.125%
HK$102,834
baseline
▲ 0.50% · 4.625%
HK$109,091
+HK$6,257/mo
Deposit HK$9.09M · loan HK$21.22M · min. income ≈ HK$205,668/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$1,288,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,651
−HK$5,816/mo
▼ 0.25% · 3.875%
HK$110,538
−HK$2,929/mo
Today · 4.125%
HK$113,467
baseline
▲ 0.50% · 4.625%
HK$119,448
+HK$5,981/mo
Deposit HK$9.09M · loan HK$21.22M · min. income ≈ HK$226,934/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$1,288,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,413
−HK$7,802/mo
▼ 0.25% · 3.875%
HK$128,283
−HK$3,932/mo
Today · 4.125%
HK$132,215
baseline
▲ 0.50% · 4.625%
HK$140,260
+HK$8,045/mo
Deposit HK$3.03M · loan HK$27.28M · min. income ≈ HK$264,430/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,288,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,409
−HK$7,477/mo
▼ 0.25% · 3.875%
HK$142,121
−HK$3,765/mo
Today · 4.125%
HK$145,886
baseline
▲ 0.50% · 4.625%
HK$153,576
+HK$7,690/mo
Deposit HK$3.03M · loan HK$27.28M · min. income ≈ HK$291,772/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,288,250 · Scale 2, in force from 26 Feb 2026)