LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,130
−HK$4,336/mo
▼ 0.25% · 3.875%
HK$71,281
−HK$2,185/mo
Today · 4.125%
HK$73,466
baseline
▲ 0.50% · 4.625%
HK$77,936
+HK$4,470/mo
Deposit HK$15.16M · loan HK$15.16M · min. income ≈ HK$146,932/mo (50% DSR)
Upfront cash ≈ HK$16.45M (deposit + AVD stamp duty HK$1,288,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,907
−HK$4,155/mo
▼ 0.25% · 3.875%
HK$78,970
−HK$2,092/mo
Today · 4.125%
HK$81,062
baseline
▲ 0.50% · 4.625%
HK$85,335
+HK$4,273/mo
Deposit HK$15.16M · loan HK$15.16M · min. income ≈ HK$162,124/mo (50% DSR)
Upfront cash ≈ HK$16.45M (deposit + AVD stamp duty HK$1,288,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,957
−HK$5,202/mo
▼ 0.25% · 3.875%
HK$85,537
−HK$2,622/mo
Today · 4.125%
HK$88,159
baseline
▲ 0.50% · 4.625%
HK$93,523
+HK$5,364/mo
Deposit HK$12.13M · loan HK$18.19M · min. income ≈ HK$176,318/mo (50% DSR)
Upfront cash ≈ HK$13.42M (deposit + AVD stamp duty HK$1,288,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,288
−HK$4,986/mo
▼ 0.25% · 3.875%
HK$94,763
−HK$2,511/mo
Today · 4.125%
HK$97,274
baseline
▲ 0.50% · 4.625%
HK$102,402
+HK$5,128/mo
Deposit HK$12.13M · loan HK$18.19M · min. income ≈ HK$194,548/mo (50% DSR)
Upfront cash ≈ HK$13.42M (deposit + AVD stamp duty HK$1,288,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,783
−HK$6,069/mo
▼ 0.25% · 3.875%
HK$99,793
−HK$3,059/mo
Today · 4.125%
HK$102,852
baseline
▲ 0.50% · 4.625%
HK$109,110
+HK$6,258/mo
Deposit HK$9.10M · loan HK$21.22M · min. income ≈ HK$205,704/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$1,288,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,670
−HK$5,817/mo
▼ 0.25% · 3.875%
HK$110,557
−HK$2,930/mo
Today · 4.125%
HK$113,487
baseline
▲ 0.50% · 4.625%
HK$119,469
+HK$5,982/mo
Deposit HK$9.10M · loan HK$21.22M · min. income ≈ HK$226,974/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$1,288,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,435
−HK$7,803/mo
▼ 0.25% · 3.875%
HK$128,305
−HK$3,933/mo
Today · 4.125%
HK$132,238
baseline
▲ 0.50% · 4.625%
HK$140,284
+HK$8,046/mo
Deposit HK$3.03M · loan HK$27.29M · min. income ≈ HK$264,476/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,288,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,433
−HK$7,479/mo
▼ 0.25% · 3.875%
HK$142,145
−HK$3,767/mo
Today · 4.125%
HK$145,912
baseline
▲ 0.50% · 4.625%
HK$153,603
+HK$7,691/mo
Deposit HK$3.03M · loan HK$27.29M · min. income ≈ HK$291,824/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,288,472 · Scale 2, in force from 26 Feb 2026)