LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,136
−HK$4,335/mo
▼ 0.25% · 3.875%
HK$71,286
−HK$2,185/mo
Today · 4.125%
HK$73,471
baseline
▲ 0.50% · 4.625%
HK$77,942
+HK$4,471/mo
Deposit HK$15.16M · loan HK$15.16M · min. income ≈ HK$146,942/mo (50% DSR)
Upfront cash ≈ HK$16.45M (deposit + AVD stamp duty HK$1,288,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,913
−HK$4,155/mo
▼ 0.25% · 3.875%
HK$78,976
−HK$2,092/mo
Today · 4.125%
HK$81,068
baseline
▲ 0.50% · 4.625%
HK$85,342
+HK$4,274/mo
Deposit HK$15.16M · loan HK$15.16M · min. income ≈ HK$162,136/mo (50% DSR)
Upfront cash ≈ HK$16.45M (deposit + AVD stamp duty HK$1,288,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,963
−HK$5,203/mo
▼ 0.25% · 3.875%
HK$85,544
−HK$2,622/mo
Today · 4.125%
HK$88,166
baseline
▲ 0.50% · 4.625%
HK$93,530
+HK$5,364/mo
Deposit HK$12.13M · loan HK$18.19M · min. income ≈ HK$176,332/mo (50% DSR)
Upfront cash ≈ HK$13.42M (deposit + AVD stamp duty HK$1,288,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,296
−HK$4,986/mo
▼ 0.25% · 3.875%
HK$94,771
−HK$2,511/mo
Today · 4.125%
HK$97,282
baseline
▲ 0.50% · 4.625%
HK$102,410
+HK$5,128/mo
Deposit HK$12.13M · loan HK$18.19M · min. income ≈ HK$194,564/mo (50% DSR)
Upfront cash ≈ HK$13.42M (deposit + AVD stamp duty HK$1,288,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,790
−HK$6,070/mo
▼ 0.25% · 3.875%
HK$99,801
−HK$3,059/mo
Today · 4.125%
HK$102,860
baseline
▲ 0.50% · 4.625%
HK$109,119
+HK$6,259/mo
Deposit HK$9.10M · loan HK$21.22M · min. income ≈ HK$205,720/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$1,288,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,678
−HK$5,818/mo
▼ 0.25% · 3.875%
HK$110,566
−HK$2,930/mo
Today · 4.125%
HK$113,496
baseline
▲ 0.50% · 4.625%
HK$119,478
+HK$5,982/mo
Deposit HK$9.10M · loan HK$21.22M · min. income ≈ HK$226,992/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$1,288,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,444
−HK$7,804/mo
▼ 0.25% · 3.875%
HK$128,315
−HK$3,933/mo
Today · 4.125%
HK$132,248
baseline
▲ 0.50% · 4.625%
HK$140,295
+HK$8,047/mo
Deposit HK$3.03M · loan HK$27.29M · min. income ≈ HK$264,496/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,288,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,443
−HK$7,480/mo
▼ 0.25% · 3.875%
HK$142,156
−HK$3,767/mo
Today · 4.125%
HK$145,923
baseline
▲ 0.50% · 4.625%
HK$153,615
+HK$7,692/mo
Deposit HK$3.03M · loan HK$27.29M · min. income ≈ HK$291,846/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,288,572 · Scale 2, in force from 26 Feb 2026)