LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,166
−HK$4,337/mo
▼ 0.25% · 3.875%
HK$71,317
−HK$2,186/mo
Today · 4.125%
HK$73,503
baseline
▲ 0.50% · 4.625%
HK$77,976
+HK$4,473/mo
Deposit HK$15.17M · loan HK$15.17M · min. income ≈ HK$147,006/mo (50% DSR)
Upfront cash ≈ HK$16.46M (deposit + AVD stamp duty HK$1,289,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,946
−HK$4,157/mo
▼ 0.25% · 3.875%
HK$79,010
−HK$2,093/mo
Today · 4.125%
HK$81,103
baseline
▲ 0.50% · 4.625%
HK$85,378
+HK$4,275/mo
Deposit HK$15.17M · loan HK$15.17M · min. income ≈ HK$162,206/mo (50% DSR)
Upfront cash ≈ HK$16.46M (deposit + AVD stamp duty HK$1,289,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,999
−HK$5,205/mo
▼ 0.25% · 3.875%
HK$85,581
−HK$2,623/mo
Today · 4.125%
HK$88,204
baseline
▲ 0.50% · 4.625%
HK$93,571
+HK$5,367/mo
Deposit HK$12.13M · loan HK$18.20M · min. income ≈ HK$176,408/mo (50% DSR)
Upfront cash ≈ HK$13.42M (deposit + AVD stamp duty HK$1,289,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,335
−HK$4,989/mo
▼ 0.25% · 3.875%
HK$94,812
−HK$2,512/mo
Today · 4.125%
HK$97,324
baseline
▲ 0.50% · 4.625%
HK$102,454
+HK$5,130/mo
Deposit HK$12.13M · loan HK$18.20M · min. income ≈ HK$194,648/mo (50% DSR)
Upfront cash ≈ HK$13.42M (deposit + AVD stamp duty HK$1,289,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,832
−HK$6,072/mo
▼ 0.25% · 3.875%
HK$99,844
−HK$3,060/mo
Today · 4.125%
HK$102,904
baseline
▲ 0.50% · 4.625%
HK$109,166
+HK$6,262/mo
Deposit HK$9.10M · loan HK$21.23M · min. income ≈ HK$205,808/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$1,289,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,725
−HK$5,820/mo
▼ 0.25% · 3.875%
HK$110,614
−HK$2,931/mo
Today · 4.125%
HK$113,545
baseline
▲ 0.50% · 4.625%
HK$119,530
+HK$5,985/mo
Deposit HK$9.10M · loan HK$21.23M · min. income ≈ HK$227,090/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$1,289,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,498
−HK$7,807/mo
▼ 0.25% · 3.875%
HK$128,371
−HK$3,934/mo
Today · 4.125%
HK$132,305
baseline
▲ 0.50% · 4.625%
HK$140,356
+HK$8,051/mo
Deposit HK$3.03M · loan HK$27.30M · min. income ≈ HK$264,610/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,289,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,503
−HK$7,483/mo
▼ 0.25% · 3.875%
HK$142,218
−HK$3,768/mo
Today · 4.125%
HK$145,986
baseline
▲ 0.50% · 4.625%
HK$153,681
+HK$7,695/mo
Deposit HK$3.03M · loan HK$27.30M · min. income ≈ HK$291,972/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,289,129 · Scale 2, in force from 26 Feb 2026)