LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,169
−HK$4,337/mo
▼ 0.25% · 3.875%
HK$71,320
−HK$2,186/mo
Today · 4.125%
HK$73,506
baseline
▲ 0.50% · 4.625%
HK$77,979
+HK$4,473/mo
Deposit HK$15.17M · loan HK$15.17M · min. income ≈ HK$147,012/mo (50% DSR)
Upfront cash ≈ HK$16.46M (deposit + AVD stamp duty HK$1,289,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,949
−HK$4,158/mo
▼ 0.25% · 3.875%
HK$79,013
−HK$2,094/mo
Today · 4.125%
HK$81,107
baseline
▲ 0.50% · 4.625%
HK$85,382
+HK$4,275/mo
Deposit HK$15.17M · loan HK$15.17M · min. income ≈ HK$162,214/mo (50% DSR)
Upfront cash ≈ HK$16.46M (deposit + AVD stamp duty HK$1,289,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,002
−HK$5,205/mo
▼ 0.25% · 3.875%
HK$85,584
−HK$2,623/mo
Today · 4.125%
HK$88,207
baseline
▲ 0.50% · 4.625%
HK$93,575
+HK$5,368/mo
Deposit HK$12.13M · loan HK$18.20M · min. income ≈ HK$176,414/mo (50% DSR)
Upfront cash ≈ HK$13.42M (deposit + AVD stamp duty HK$1,289,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,339
−HK$4,989/mo
▼ 0.25% · 3.875%
HK$94,816
−HK$2,512/mo
Today · 4.125%
HK$97,328
baseline
▲ 0.50% · 4.625%
HK$102,458
+HK$5,130/mo
Deposit HK$12.13M · loan HK$18.20M · min. income ≈ HK$194,656/mo (50% DSR)
Upfront cash ≈ HK$13.42M (deposit + AVD stamp duty HK$1,289,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,836
−HK$6,073/mo
▼ 0.25% · 3.875%
HK$99,848
−HK$3,061/mo
Today · 4.125%
HK$102,909
baseline
▲ 0.50% · 4.625%
HK$109,170
+HK$6,261/mo
Deposit HK$9.10M · loan HK$21.23M · min. income ≈ HK$205,818/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$1,289,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,729
−HK$5,820/mo
▼ 0.25% · 3.875%
HK$110,618
−HK$2,931/mo
Today · 4.125%
HK$113,549
baseline
▲ 0.50% · 4.625%
HK$119,535
+HK$5,986/mo
Deposit HK$9.10M · loan HK$21.23M · min. income ≈ HK$227,098/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$1,289,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,504
−HK$7,807/mo
▼ 0.25% · 3.875%
HK$128,376
−HK$3,935/mo
Today · 4.125%
HK$132,311
baseline
▲ 0.50% · 4.625%
HK$140,362
+HK$8,051/mo
Deposit HK$3.03M · loan HK$27.30M · min. income ≈ HK$264,622/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,289,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,509
−HK$7,483/mo
▼ 0.25% · 3.875%
HK$142,224
−HK$3,768/mo
Today · 4.125%
HK$145,992
baseline
▲ 0.50% · 4.625%
HK$153,688
+HK$7,696/mo
Deposit HK$3.03M · loan HK$27.30M · min. income ≈ HK$291,984/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,289,183 · Scale 2, in force from 26 Feb 2026)