LTV · monthly repayment
▼ 0.50% · 3.625%
HK$69,169
−HK$4,338/mo
▼ 0.25% · 3.875%
HK$71,321
−HK$2,186/mo
Today · 4.125%
HK$73,507
baseline
▲ 0.50% · 4.625%
HK$77,980
+HK$4,473/mo
Deposit HK$15.17M · loan HK$15.17M · min. income ≈ HK$147,014/mo (50% DSR)
Upfront cash ≈ HK$16.46M (deposit + AVD stamp duty HK$1,289,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,950
−HK$4,158/mo
▼ 0.25% · 3.875%
HK$79,014
−HK$2,094/mo
Today · 4.125%
HK$81,108
baseline
▲ 0.50% · 4.625%
HK$85,383
+HK$4,275/mo
Deposit HK$15.17M · loan HK$15.17M · min. income ≈ HK$162,216/mo (50% DSR)
Upfront cash ≈ HK$16.46M (deposit + AVD stamp duty HK$1,289,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,003
−HK$5,205/mo
▼ 0.25% · 3.875%
HK$85,585
−HK$2,623/mo
Today · 4.125%
HK$88,208
baseline
▲ 0.50% · 4.625%
HK$93,576
+HK$5,368/mo
Deposit HK$12.13M · loan HK$18.20M · min. income ≈ HK$176,416/mo (50% DSR)
Upfront cash ≈ HK$13.42M (deposit + AVD stamp duty HK$1,289,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,340
−HK$4,989/mo
▼ 0.25% · 3.875%
HK$94,817
−HK$2,512/mo
Today · 4.125%
HK$97,329
baseline
▲ 0.50% · 4.625%
HK$102,460
+HK$5,131/mo
Deposit HK$12.13M · loan HK$18.20M · min. income ≈ HK$194,658/mo (50% DSR)
Upfront cash ≈ HK$13.42M (deposit + AVD stamp duty HK$1,289,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,837
−HK$6,073/mo
▼ 0.25% · 3.875%
HK$99,849
−HK$3,061/mo
Today · 4.125%
HK$102,910
baseline
▲ 0.50% · 4.625%
HK$109,172
+HK$6,262/mo
Deposit HK$9.10M · loan HK$21.23M · min. income ≈ HK$205,820/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$1,289,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,730
−HK$5,821/mo
▼ 0.25% · 3.875%
HK$110,620
−HK$2,931/mo
Today · 4.125%
HK$113,551
baseline
▲ 0.50% · 4.625%
HK$119,536
+HK$5,985/mo
Deposit HK$9.10M · loan HK$21.23M · min. income ≈ HK$227,102/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$1,289,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,505
−HK$7,808/mo
▼ 0.25% · 3.875%
HK$128,378
−HK$3,935/mo
Today · 4.125%
HK$132,313
baseline
▲ 0.50% · 4.625%
HK$140,363
+HK$8,050/mo
Deposit HK$3.03M · loan HK$27.30M · min. income ≈ HK$264,626/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,289,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,511
−HK$7,483/mo
▼ 0.25% · 3.875%
HK$142,225
−HK$3,769/mo
Today · 4.125%
HK$145,994
baseline
▲ 0.50% · 4.625%
HK$153,689
+HK$7,695/mo
Deposit HK$3.03M · loan HK$27.30M · min. income ≈ HK$291,988/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$1,289,198 · Scale 2, in force from 26 Feb 2026)